These Terms & Conditions (“Terms”) govern access to and use of the CrowdInform website located at https://crowdinform.com and any related services, content, and features (collectively, the “Website”). They define the services provided by CrowdInform OÜ to Users and Registered Users, including additional services available to verified Crowdfunding Platforms through the Admin Panel.
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, do not use the Website.
Website – The online information and service portal available at https://crowdinform.com, including any subpages, tools, and features.
Company – CrowdInform OÜ, a company registered in the Republic of Estonia (reg. code 16361852).
Crowdfunding Platform (or CFP) – Any third-party crowdfunding or alternative-investment service provider.
Project – Any crowdfunding or alternative-investment project listed by a CFP.
Registered User – A natural person who creates an account on the Website.
User – Any Website visitor, including Registered Users.
Review – A rating and/or textual review submitted by a Registered User about a CFP on the Website.
CFP Admin User – An individual authorized by the Company to access the Admin Panel on behalf of a verified CFP to manage that CFP’s information, news, FAQs, and projects.
Admin Panel – Restricted-access area of the Website enabling verified CFPs to manage their profiles and certain content.
Privacy Policy – The Company’s privacy policy available at https://crowdinform.com/privacy-policy.
The Company aims to make crowdfunding and alternative investments more accessible by operating an independent information hub that offers:
Directory of European CFPs – A curated and periodically updated list of European crowdfunding and alternative-investment service providers with high-level information to help Users discover and compare providers.
Project Listings – Aggregated project information sourced from selected CFPs and/or publicly available sources.
Platform Reviews – Functionality allowing Registered Users to submit ratings and Reviews regarding CFPs.
Knowledge Hub – Educational articles, tools, and resources prepared by CrowdInform and external experts to help Users understand opportunities and risks associated with crowdfunding.
CFP Admin Panel (Verified CFP Service) – Upon successful verification (Section 6), a CFP may be granted Admin Panel access to (i) update and supplement its profile information on the Website, (ii) add and manage Projects, (iii) post news and updates, and (iv) maintain FAQs, each subject to quotas/limits communicated by the Company and these Terms.
Important: The Website is an information and analytics service only. The Company is not a party to any transaction between Users and CFPs, does not host, operate, or intermediate investment offerings, and does not provide investment, legal, tax, accounting, or other professional advice.
4.1 Age. You must be at least 18 years old to use the Website or create an account.
4.2 User Accounts. Registration may be completed with a Google account or by providing an email address and password and accepting these Terms and the Privacy Policy.
4.3 Account Security. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Notify the Company promptly of any suspected unauthorized use.
4.4 Comments/Reviews. Only Registered Users may submit Reviews or comments.
5.1 Permitted Use. Users and Registered Users may access and use the Website in accordance with these Terms.
5.2 Prohibited Conduct. You agree not to:
Post or transmit unlawful, defamatory, misleading, deceptive, fraudulent, obscene, harassing, hateful, or otherwise inappropriate content.
Post advertising, spam, self-promotion, or content unrelated to the applicable CFP or topic.
Impersonate any person or entity or misrepresent your affiliation.
Infringe any intellectual-property, privacy, or publicity rights.
Use any automated means to access, scrape, or extract data except as expressly permitted by the Company in writing.
Interfere with the security or proper functioning of the Website.
5.3 Reviews & Comments. Reviews should be honest, relevant, and based on genuine experience or research. The Company may, in its sole discretion, moderate, edit, or remove any Review or comment (see Section 11).
6.1 Application & Verification. A CFP seeking Admin Panel access must apply to the Company and provide proof of ownership or authorized representation, as requested by the Company (e.g., corporate documents, domain/email verification, or a signed authorization). Approval is at the Company’s sole discretion.
6.2 Access & Scope. Once approved, the Company will assign one or more CFP Admin Users with limited Admin Panel rights to:
Update the CFP’s profile and public information on the Website;
Create and manage Project listings;
Publish news/press updates and FAQs; and
Request corrections to aggregated data.
6.3 Quotas & Limits. The Company may impose or modify limits on the number of Projects, FAQs, news posts, and other items a CFP can publish or maintain (e.g., per month or total). Limits will be communicated in the Admin Panel or by notice and may vary by CFP, plan, or promotional program.
6.4 Content Standards. CFP-submitted content must be accurate, lawful, non-misleading, and compliant with these Terms and applicable laws. No false or unsubstantiated claims, performance figures, guarantees, or advertising that could mislead Users are permitted.
6.5 Moderation & Suspension. The Company may review, edit, reject, or remove any CFP-submitted content and may suspend or revoke Admin Panel access at any time (with or without notice) for violations of these Terms, suspected abuse, legal risk, repeated complaints, or at the Company’s discretion.
6.6 Fees & Separate Agreements. The Company may introduce paid plans or fees for Verified CFP services. Any paid plan, service level, pricing, invoicing, and billing terms will be governed by a separate written agreement between the Company and the CFP. In case of conflict, such separate agreement prevails over these Terms with respect to the paid features.
7.1 Company IP. The Website, its design, compilation, software, and all Company-created content are owned by or licensed to the Company and protected by intellectual-property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works.
7.2 User/CFP-Submitted Content.
Your Responsibility. You represent and warrant that you have all rights necessary to submit content (including Reviews, text, images, data, trademarks, and logos) and that such content is accurate, lawful, and non-infringing.
License to the Company. By submitting content, you grant the Company a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, modify (e.g., for formatting), publish, publicly display, distribute, index, and otherwise use such content in connection with operating, promoting, and improving the Website and the Company’s services.
Attribution & Logos. The Company may display CFP names, marks, and logos for identification, directory, and comparative purposes. All trademarks remain the property of their respective owners.
7.3 Aggregated & Anonymized Data. The Company may use information submitted by CFPs and publicly available data to create analyses, statistics, benchmarks, and other derivative works, including for commercial services, provided that such use does not disclose confidential information or identify natural persons contrary to the Privacy Policy.
8.1 Sources. Project and CFP information may come from publicly available sources, automated collection, or direct submissions by CFPs. The Company does not independently verify all such information.
8.2 No Endorsement. Listings, rankings, “TOPs,” badges, or inclusion in the directory do not constitute endorsement or recommendation by the Company.
8.3 No Obligation to Update. Information may become outdated or incomplete. The Company does not guarantee timeliness, completeness, or accuracy.
All content on the Website is provided for informational purposes only and does not constitute investment, legal, tax, accounting, or other professional advice, a solicitation, an offer, or a recommendation to buy or sell any security or to engage in any investment activity. You should obtain advice from qualified professionals and conduct your own due diligence before making any decision.
Investing through or in connection with crowdfunding and alternative investments involves significant risk, including the possible loss of part or all of the invested capital, illiquidity, and limited information. Past performance is not indicative of future results. You are solely responsible for your decisions and for understanding applicable risks and regulations.
11.1 Company Rights. The Company may, at its sole discretion and without prior notice:
Remove or edit any content (including Reviews and CFP submissions) that it deems inappropriate, misleading, unlawful, advertising/spam, off-topic, or otherwise contrary to these Terms;
Limit, suspend, or terminate any account (including CFP Admin access) for violations or suspected violations;
Block or restrict access to all or part of the Website.
11.2 Repeat Violations. The Company may delete a Registered User account that repeatedly posts violent, offensive, unrelated, or advertising content, or otherwise abuses the Website.
11.3 Notice of Concerns. If you believe content is unlawful or infringes rights, please contact [email protected] with sufficient detail for review.
12.1 Introduction of Fees. The Company may introduce fees for certain CFP services (e.g., extended quotas, premium placement, analytics).
12.2 Separate Agreement. Any paid service is subject to a separate written agreement that will set out pricing, billing, taxes/VAT, plan limits, and cancellation/refund terms. If you use a paid service, you agree to pay all amounts due under that agreement.
13.1 Availability. The Website may be unavailable from time to time due to maintenance, updates, failures, or causes beyond the Company’s control.
13.2 Changes. The Company may modify, add, or remove any feature, content, quota, or service at any time.
13.3 Beta/Trial. Certain features may be labeled “beta,” “trial,” or similar and may be subject to additional terms, reduced support, or change without notice.
14.1 Your Right to Terminate. Registered Users may request account deletion by emailing [email protected] from the email address used to create the account.
14.2 Company’s Right to Terminate. The Company may suspend or terminate access to the Website (including Admin Panel access) at any time, with or without notice, for any reason, including violation of these Terms, legal/regulatory risk, or business reasons.
15.1 “As Is” Information. All information is provided “as is” and “as available”, without warranties of any kind, express or implied, including warranties of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, title, non-infringement, or quiet enjoyment.
15.2 Third-Party Content & Links. The Website may contain third-party content and links. The Company is not responsible for, and does not endorse, any third-party websites, products, services, or information.
15.3 No Transaction Involvement. The Company is not a party to, nor responsible for, any communications, offers, diligence, transactions, or disputes between Users and CFPs.
To the maximum extent permitted by law, the Company and its officers, directors, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, punitive, or enhanced damages; loss of profits, revenues, goodwill, data, or business interruption; or claims relating to errors, omissions, delays, inaccuracies, or unavailability of the Website, even if advised of the possibility of such damages.
In all cases, the Company’s aggregate liability for any claim arising out of or relating to the Website or these Terms shall not exceed EUR 100 or the amount you paid to the Company for the service giving rise to the claim in the twelve (12) months preceding the event, whichever is greater.
Some jurisdictions do not allow certain exclusions or limitations; in such cases, the exclusions/limitations apply to the fullest extent permitted by law.
You agree to defend, indemnify, and hold harmless the Company from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to (a) your use of the Website; (b) your content or Reviews; (c) your violation of these Terms; or (d) your violation of any law or third-party right.
Your personal data will be processed in accordance with our Privacy Policy (https://crowdinform.com/privacy-policy). By using the Website, you consent to such processing and warrant that all data provided by you is accurate.
By creating an account or providing your email address, you consent to receive communications from the Company electronically (e.g., emails, in-product messages). You agree that such communications satisfy any legal requirement that such communications be in writing.
These Terms are governed by the laws of the Republic of Estonia, without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction and venue of the competent courts of Harju County, Estonia, for any dispute arising from or relating to these Terms or the Website, subject to any mandatory consumer-protection rights.
The Company may amend these Terms at its sole discretion at any time. Changes are effective upon posting on the Website (or as otherwise stated). Your continued use of the Website after the effective date constitutes acceptance of the revised Terms.
Severability. If any provision is found unenforceable, the remaining provisions will remain in full force and effect.
No Waiver. Failure to enforce any provision is not a waiver of the right to do so later.
Assignment. You may not assign or transfer these Terms without the Company’s prior written consent. The Company may assign these Terms without restriction.
Entire Agreement. These Terms, together with the Privacy Policy and any applicable separate agreement with a CFP for paid services, constitute the entire agreement between you and the Company regarding the Website.
Language. These Terms are provided in English and control in case of any translation inconsistencies.
Contact. Questions may be sent to [email protected].
Directory & listings are for information; data may be incomplete or outdated.
No investment advice and high risk: you are responsible for your decisions.
Verified CFPs can apply for Admin Panel access to manage their info, news, FAQs, and projects, subject to verification, quotas, moderation, and potential fees under a separate agreement.
The Company may remove content or revoke access without prior notice if rules are violated.