Crowdbase is a Cypriot equity crowdfunding platform where investors from the EU buy shares or convertible loans in young companies, mostly from Cyprus, and occasionally real-estate or asset-backed deals. Crowdbase Ltd is licensed by the Cyprus Securities and Exchange Commission (CySEC) as a European crowdfunding service provider, licence no. CSP 1/23. The platform says investments through it exceed €3.5 million, across 11 completed campaigns, all shown as successful (read 1 November 2026).
You register, pass identity checks and, as a non-sophisticated investor, an entry knowledge test, then choose campaigns yourself from €100. Each campaign has a Key Investment Information Sheet with its terms and costs. You can cancel within four days; money is returned within ten business days if you cancel or a campaign does not go ahead. The most recent campaign, MyStudentFlat, closed on 5 July 2026 with €535,706 raised; no campaign was open on 1 November 2026.
Crowdbase publishes no return target, realised returns, valuation updates or exits. Funding percentages on its pages (such as 536% for MyStudentFlat) show how far a campaign exceeded its minimum target, not investor returns. Startup shares pay off only if the company is sold, lists on a stock exchange or a buyer is found, which usually takes many years.
No failed companies, write-downs or defaults on convertible loans have been published (as of 1 November 2026). With 11 campaigns since its licence in 2023, the platform is too young to show how its companies perform. Many young companies fail, so a loss of the full amount invested in a single company is a real possibility.
Shares in startups are not secured: if a company fails, the shares are usually worth little or nothing, and shareholders are paid only after all creditors. Convertible loans, used in some campaigns, are also unsecured claims on a young company. One campaign was an asset-backed solar income investment and one was real-estate equity; their terms are in each campaign's documents. There is no guarantee, buyback or compensation scheme. Protections that do exist: Crowdbase is licensed by CySEC, an investment committee reviews each campaign, the team says it co-invests in every campaign on the same terms as investors, non-sophisticated investors take a knowledge test and get a four-day reflection period, and in campaigns run through a nominee your shares are held for you by Crowdbase Nominee Services Limited, with you as the beneficial owner. No failures or write-downs of funded companies have been published.
Crowdbase Ltd is licensed by the Cyprus Securities and Exchange Commission as a crowdfunding service provider under the EU Crowdfunding Regulation (licence no. CSP 1/23). The licence can be passported to all 27 EU member states. Card and electronic payments are processed by ECOMMBX Limited, an electronic money institution licensed by the Central Bank of Cyprus, and investor money is kept in a segregated client account at Eurobank Limited.
Crowdbase charges no platform fees to investors: opening, keeping and closing an account is free. Individual campaigns can carry a cost, such as a share of any profit when the investment pays out or a fee when you invest; it differs by campaign and is set out in its information sheet. Companies raising money pay a commission negotiated per campaign, and they also bear card and transfer costs.
There is no way to sell yet: the bulletin board, where investors will be able to advertise that they want to sell or buy past investments, is marked 'coming soon' (1 November 2026). Until then, money comes back only if the company is sold, lists on an exchange or pays out under its convertible or income terms.
Return: not rated — no exits, returns or valuation updates are published yet, so there is nothing to rate. Risk: High (higher means more risk) — startup shares are unsecured and no failures or write-downs are published for the 11 campaigns so far. Risk-return: Low — for startup equity we judge the return potential, and there are no exits yet and no resale option.
License / Regulation: Crowdbase Ltd is authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC) as a European crowdfunding service provider, licence no. CSP 1/23. The licence can be passported to all 27 EU member states. No compensation scheme covers the investments.
Yes. Crowdbase Ltd is licensed by the Cyprus Securities and Exchange Commission (CySEC) as a European crowdfunding service provider, licence no. CSP 1/23, which it can passport across the EU.
Payments are processed by ECOMMBX Limited, an electronic money institution licensed in Cyprus, and investor money is held in a segregated client account at Eurobank Limited, apart from Crowdbase's own money.
€100 per campaign.
None published. Crowdbase shows no exits, realised returns or valuation updates, and no failures or write-downs, for its 11 campaigns (1 November 2026).
Nothing: startup shares and convertible loans are unsecured. If a company fails, you can lose all the money you put into it.
Not yet. A bulletin board for selling and buying past investments is marked coming soon (1 November 2026). Until then you wait for a sale or listing of the company.
No platform fees for the account. A campaign may charge a share of any profit or a fee when you invest; each campaign's information sheet sets out its costs. Companies pay Crowdbase a negotiated commission.
In nominee campaigns, Crowdbase Nominee Services Limited holds the legal title and you are the beneficial owner; otherwise you are registered directly. Each campaign's documents say which applies.
Your shares are in the companies, not in Crowdbase, and cash is held in a segregated client account at Eurobank Limited that Crowdbase's creditors cannot claim. No compensation scheme covers losses on the investments.
