AI-driven · built on expert rules
Invest in a solar park from €100.
Real things you can understand, from 510+ platforms in one place. Let AI built on expert rules find the right one for you.
- Start from €100
- 10%+ agreed rates*
- Up to 500× startup upside**
- 510+
- platforms compared
- 8
- kinds of real asset
- 139
- platforms with real-return data
- 8
- languages
What do you want your money to do?
Pick one. Our AI guide shows you where to start in seconds.
Your first €100
Many platforms accept €10 to €50, so €100 can already cover three platforms and two kinds of asset.
Platforms from €10 How to start with €100 Answer a few questions
Interest from real businesses
Short-term business and property loans with agreed rates, often 10% a year or more*.
Get in before the IPO
Own a small piece of young companies, alongside thousands of other investors. Most fail; a rare success can return many times the money**.
Equity crowdfunding Startups with an AI score Answer a few questions
Property, energy, art
A holiday flat, a solar park, a painting. Real things where you can see what drives the return.
Impact investing
Clean energy, housing and local business projects with a goal you can measure.
Start simple
Answer a few questions and see where beginners usually start, with a five-minute guide.
Start-here guide Beginner-friendly platforms Answer a few questions
510+ platforms side by side
Ratings, real returns after losses, fees, licences and running bonuses in one view.
Choose what you want to own
The whole world of real assets, in one place
- Business loansLend to real companies and earn interest, often for months, not years.10%+ agreed rates*
- PropertyOwn a slice of a flat that earns rent, or fund a new development.Rent and interest
- Solar and windBack a real power plant, often close to home, and share its income.Green income
- StartupsGet in early, before the IPO, alongside thousands of other investors.Up to 500× upside**
- Art and collectiblesOwn part of a masterpiece you could never buy on your own.Own a masterpiece
- Consumer loansSpread small amounts over thousands of loans, often with a buy-back.Auto-invest from €10
- InvoicesHelp businesses get paid faster and earn on short terms.Short terms
- Loan originatorsLend through the companies that issue the loans, spread over many borrowers.Many loans at once
- 1Tell us your goalIncome, growth or impact. €100 or €10,000. Pick it, or just ask.
- 2Get your shortlistAI checks 510+ platforms with expert rules and shows the ones that fit.
- 3Invest in minutesOpen an account on the platform you choose and start from €100.
Your AI guide
Driven by experts. Executed by AI.
Experts decide what matters: how to read a default rate, what collateral is worth, which warning signs count. AI applies it to every platform and project, so you get the homework done in seconds.
- AI score 1–100
- on every project
- Real returns
- after losses and delays
- Checked data
- every key number, before it goes live
- Ask anything
- about a project's documents
I have €1,000 for two years. Where could it go?
Here's an example spread across three kinds of real asset:
- Business loans€400
- Property€400
- Solar and wind€200
Which loan platforms let me sell early?
Here are the best-rated ones that start from €10, with their risk level. Show list →
Why real assets
Your return comes from the project, not the market's mood
- 0daily price swings
- No ticker to watch. Your money works in one project for its term.
- 1thing to understand
- A pizzeria needs customers. A solar park needs sun. You can judge that.
- <100US listings a year
- Down from 300+ a year in 1980–2000. Growth now happens before the listing, and crowdfunding lets you in.
- €100is a real start
- Assets once reserved for the wealthy, now split into small pieces.
Explore your way
By what matters to you, or by country
The expertise behind it
20 years in finance, built into every review
10 years in corporate finance, then 10 years building financial products, including investment platforms. He sets the rules our AI follows.
Expert rules for every asset type
- Credit and lending
- Real estate finance
- Energy projects
- Startups and venture
- Regulation and licences
- P2P loan originators
Analyst, founder or experienced investor? Help us write the rules for your field.
Join as an expertYour first real asset is €100 away.
Tell the AI guide what you want. Get a shortlist in seconds.
One small step toward financial freedom.
Know the risks
Invest with your eyes open
Every investment here can lose money. That's why we show returns after losses, delays and how each loan is secured.
- Business loans, invoices: the agreed rate is paid only if the borrower pays.
- Real estate: projects can run late or repay less than planned.
- Solar and wind: build delays and power-price risk.
- Startups: most return nothing; a 500× exit is one in thousands.
- Consumer loans: a buy-back is only as strong as the lender behind it.
- Art: no income, and few chances to sell early.
* 10%+ refers to agreed yearly interest rates on short-term business loans; they are not guaranteed, and after losses and delays many platforms pay investors less. ** Startup returns of up to 500× are rare; most early-stage companies fail. Money is usually locked for the full term, is not covered by deposit guarantees, and past returns do not predict future returns. Crowdinform provides information, not personal investment advice.
Questions investors ask
How much do I need to start?
Many platforms accept €10 to €100 per investment. With €100 you can already spread money across two or three platforms.
What returns can I expect?
Short-term loans often carry agreed rates of 10% a year or more; after losses and delays many platforms pay investors less, and we show both.
Is this investment advice?
No. We give information and comparisons. The AI guide explains and shows examples; the choice is always yours.
How does Crowdinform make money?
Platforms may pay us when you sign up through a link marked “Referral link”. Full AI project reviews are a paid feature; the free summary is open to everyone.
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