Verkami Review 2026

Andorra

Reviewed by Eugene Sokolovs, figures checked 3 Nov 2026

Spanish reward crowdfunding site for books, comics, games, music and film, running since 2010: you pre-buy a reward from the creator, with no financial return. 13,772 projects funded and €70.9 million raised, 75% success rate (October 2026).

Start from
€1

Statistics

Last updated 3 Nov 2026

€70.9M
funded so far
13,772
projects funded
1,900,000
investors

Figures as the platform publishes them.

Pros and cons

Pros

  • All campaigns are all-or-nothing: if the target is missed, every pledge is refunded automatically and nobody is charged.
  • Running since December 2010, with 13,772 funded projects, €70.9 million raised and 1.9 million backers (October 2026).
  • Every project is reviewed before launch, and 75% of campaigns reach their target (October 2026).
  • Backers pay no fee, and creators pay 6.5% plus VAT only when the campaign succeeds.

Cons

  • If a funded creator never delivers, Verkami does not refund you; it only offers to mediate.
  • No figures are published on late or undelivered rewards, so nobody can say how often backers get nothing.
  • The operating company is a Spanish civil partnership that files no public accounts.
  • Campaigns are mostly in Spanish or Catalan and rewards mostly ship from Spain, which limits use for backers abroad.

How it works

For investors

Minimum
€1
Currencies
EUR
Languages
English, Spanish
Limits
Anyone can back a project after registering on the site; pledges start at €1. Campaigns are mostly in Spanish or Catalan and rewards are mostly shipped from Spain; Bizum works only with Spanish banks.

For borrowers and companies

Fees
  • Fundraising fee: 6.5% 5% service fee plus 1.5% payment fee, plus 21% VAT, only if the campaign succeeds
  • Fundraising fee: EUR 65 Flat fee plus VAT for projects raising under €1,000

About and licence

What it is

Verkami is a Spanish reward crowdfunding site for creative and cultural projects: books, comics, board games, music, film, design and similar. It was founded in 2010 in Mataró, near Barcelona, by Joan Sala and his sons Adrià and Jonàs, who still run it. When you back a project you pre-buy a reward, such as a copy of the book, a record or the game. You get no interest, no share of profits and no money back.

How it works

Every campaign runs for up to 40 days and is all-or-nothing. You are charged when you pledge. If the project reaches its target, Verkami passes the money to the creator after the campaign ends. If it misses, every pledge is refunded automatically to the payment method you used, and nobody is charged anything. You can change or cancel your pledge while the campaign is running. Pledges start at €1, and you can also give any amount without a reward. After a successful campaign a creator can keep selling rewards through a pre-sale shop.

Who can raise money

Creators of cultural and creative projects that fit Verkami's line. Every project is reviewed by Verkami's team before it goes live, with a decision within three working days. The creator sends a budget, a timetable, their experience and the reward tiers. The review checks fit and campaign quality; it does not check whether the creator can actually make and ship the rewards. Campaigns are mostly in Spanish or Catalan, and rewards are mostly shipped from Spain.

Fees

Backers pay Verkami nothing; shipping may be charged by the creator. Creators pay only if the campaign succeeds (fees page updated 9 April 2025):

  • 5% service fee plus 1.5% for card, Bizum and Google Pay payments: 6.5% in total, plus 21% Spanish VAT;
  • projects raising under €1,000 pay a flat €65 plus VAT instead.

Pre-sales after the campaign cost the same 6.5% plus VAT, with a €35 minimum below €500.

What reaches the project

With 6.5% plus 21% VAT, the fee comes to about 7.9% of the amount raised. So about €92 of every €100 pledged reaches a creator who meets the target. For a small project raising exactly €1,000, the flat fee is €78.65 with VAT, so €921.35 reaches the creator.

Track record

Verkami's own page showed, on 30 October 2026, 13,772 funded projects, €70.9 million raised and 1.9 million backers since 2010, with a 75% success rate. The success rate counts campaigns that reached their target. It is high partly because weak projects are filtered out before launch, and it says nothing about whether rewards were delivered. Verkami publishes no figures on late or undelivered rewards.

Status and regulation

Operating normally as of 30 October 2026. The operating company is Verkami SCP, a Spanish civil partnership (tax number J65315566) that files no public accounts. It holds no investment licence and needs none, because reward crowdfunding is outside the EU crowdfunding rules. Card, Bizum and Google Pay payments go through BBVA's payment gateway. During the campaign the money is held in a current account in Verkami's name, not in a separate protected client account, and no compensation scheme covers backers.

Our view

We do not rate Verkami for return or risk. Backing a project here is buying a reward in advance, not investing: there is no interest and no repayment. For a backer, the all-or-nothing rule works well if a campaign fails, because the refund is automatic. The real risk comes after a successful campaign: if the creator does not deliver, Verkami does not refund you; it only offers to mediate, and the creator alone is responsible for the reward.

Licence

No investment licence — reward crowdfunding is outside the EU crowdfunding rules and Spanish investment rules. Verkami SCP holds no payment or e-money licence; card, Bizum and Google Pay payments are processed through BBVA's payment gateway. No compensation scheme covers backers.

Questions people ask

Is my money protected if a project fails?

If the campaign misses its target, yes: every pledge is refunded automatically to your payment method. If the campaign succeeds but the creator never delivers, no: Verkami has passed the money on and does not refund you. It offers to mediate, and the creator alone is responsible for the reward. There is no insurance or compensation scheme.

What does it cost to back a project?

Nothing is charged by Verkami. The creator may charge for shipping, and rewards sent outside Spain may face customs charges or foreign card fees from your bank.

What share of my money reaches the project?

About €92 of every €100. The creator pays 6.5% plus 21% VAT (about 7.9%) only if the campaign succeeds; projects under €1,000 pay a flat €65 plus VAT.

Is it all-or-nothing or keep-what-you-raise?

Always all-or-nothing. If the target is not reached within the campaign (up to 40 days), nobody is charged and all pledges are refunded.

Who can start a project?

Creators of cultural and creative projects. Verkami reviews every project before launch and replies within three working days. The review checks fit with Verkami's line and the campaign plan, not the creator's ability to deliver.

Do I get any return?

No. You get the reward you chose, such as a book, record or game, on a date the creator estimates. There is no interest, no repayment and no share in the project.

When am I charged, and can I cancel?

You are charged when you pledge, not at the end of the campaign. You can change or cancel your pledge while the campaign is still running. If the campaign fails, the money comes back automatically.

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