Crowdfunding platform

Crowdfunding Platform - Invesdor review

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Invesdor is a European investment platform that helps growth companies raise capital from private investors.

Invesdor - Returns and loss rates

Returns
Capital gains: 425.00% Success stories for Equity projects include CITYVARASTO, where investors' return was 425%.
Capital gains: 6.55% Invesdor publicly states an average return of approximately 6.5%–6.55% p.a. Invesdor’s real-estate debt examples show interest rates around 7.0%–7.3% p.a.
Loss Rates
Default rate: 1.01% According to the Invesdor statistics page, defoult rate 1.01% 2025 (~40MEUR financed) in 2024, 1.9% and 2023 - 0.0%.

Investment maturity

Platform offering investments from 12 months till 60 months.

Invesdor – Platform statistics 2026

Information updated at: 02 Jul 2026
Number of investors 214000 investors
1090 projects funded
550.0M EUR funded amount

Invesdor – Pros & Cons

PROS
Invesdor offering a wide product range - invest in startup shares, loans and pre-IPO deals.
Very well described projects - include exit scenarios, detailed financials, highlighted risks, etc.
High returns - for actual exits returns reaching 425%

About Invesdor

Invesdor is one of Europe's largest crowd-investing platforms, connecting private investors with carefully vetted growth companies and SMEs across the continent. Founded in Helsinki in 2012, the group expanded through mergers with Kapilendo and Finnest in 2022 and Oneplanetcrowd in 2023, and today operates from offices in Berlin, Amsterdam, Helsinki, and Vienna, serving investors in German, Dutch, Finnish, and English.

What you can invest in. Invesdor offers a broad range of private-market opportunities: equity shares in startups and scale-ups, corporate bonds and other debt securities, real estate financing, renewable energy projects, tokenised assets, and selected pre-IPO opportunities. Depending on the campaign, investors receive shares, bonds, or other securities issued directly by the fundraising company. All investments are denominated in euros, and the minimum ticket starts at just €250, making the platform accessible to first-time retail investors.

How the platform operates. Invesdor applies a highly selective screening process — only around 5% of company applications are accepted. Each candidate passes through due diligence covering business model, financials, management, ownership structure, legal documentation, and KYC/AML checks, with the internal Investment Committee making the final listing decision. The platform favours EEA-based companies with understandable business models, ESG/SDG alignment, and typically over €500,000 in turnover (with exceptions for DeepTech and MedTech). Every campaign comes with a Key Investment Information Sheet (KIIS) summarising risks and terms. Investor funds are safeguarded through escrow accounts, with payments processed via regulated providers Buckaroo and secupay AG.

The platform is fully regulated: it is operated by Oneplanetcrowd International B.V., which holds a Crowdfunding Service Provider licence under the EU ECSP Regulation (EU 2020/1503), supervised by the Dutch Authority for the Financial Markets (AFM). Any adult resident in Europe with a SEPA bank account can invest, though politically exposed persons and US taxpayers are excluded.

Track record and volumes. Invesdor's results place it firmly among Europe's leading platforms: more than €637 million funded across roughly 1,090 successful campaigns, backed by a community of around 214,000 registered investors spanning more than 30 countries. Roughly one-third of the total volume has been raised as equity and just under two-thirds as debt instruments.

Regulation

License / Regulation: Invesdor’s intermediation platform is operated by Oneplanetcrowd International B.V., which holds a licence as a Crowdfunding Service Provider under Article 12 of Regulation (EU) 2020/1503, the EU European Crowdfunding Service Provider Regulation. The supervising regulator is the Dutch Authority for the Financial Markets (AFM), based in Amsterdam, the Netherlands.

Functionality

Autoinvest: Yes
Deal rating: Yes
Secondary market: Yes
Payment provider: secupay AG

For Investors

Limitations: Invesdor is open to adult investors living in Europe who have a valid email address and a bank account with a SEPA IBAN. Politically exposed persons and people or entities with U.S. tax liability cannot invest through the platform. Minimum investment amounts vary by campaign and are set per investment opportunity; they are typically low, with examples around €250 for some projects.
Minimum investment: 250 EUR

Invesdor - Articles

You Can Now Invest in SpaceX, Stripe and Mistral Before They Go Public — Here's How
For decades, the biggest investment gains happened behind closed doors. Not anymore.
Aug. 12.2026
Must-know crowdfunding tips for Europe: 2026 guide
Discover essential must-know crowdfunding tips for Europe. Maximize your campaign's success and navigate the growing crowdfunding landscape effective…
Jul. 21.2026
Video thumbnail for 🚀 40 Startups You Can Invest in Today: From MedTech and AI to SpaceTech, ClimateTech and DeepTech
🚀 40 Startups You Can Invest in Today: From MedTech and AI to SpaceTech, ClimateTech and DeepTech
Explore the latest European equity crowdfunding opportunities, from AI, MedTech and ClimateTech startups to pre-IPO access, investor exits, returns a…
Jun. 25.2026

Useful Information

Does Invesdor charge any fees?

There are no additional costs for debt capital projects with fixed interest rates.

From January 2024, we have introduced minor transaction costs of 1.5% for equity projects.

This decision is the result of careful consideration to ensure that we can continue to offer you a wide range of high-quality investment opportunities for projects of all types and sizes.

The reason for this is the high effort required to review and evaluate equity projects. Our aim is to ensure that every project on our platform can be analysed in detail and extensive stress tests can be performed, in particular to ensure the resilience of growth scenarios in growth companies. The qualitative evaluation of the business model and the management team of the growth companies and the evaluation of the company value are crucial for a later return and are therefore performed carefully.

The transaction costs are automatically added to the total price at the end of the investment process.

Why choose Invesdor?

You have the opportunity to invest in European companies with Invesdor. You decide whether you want to participate directly in companies or receive fixed returns.
We are currently active in three countries; Finland, Austria and Germany and are continuing to expand our activity in Europe.

Why invest in non-listed companies on Invesdor?

Investing in non-listed companies has traditionally been limited to wealthy investors. Invesdor offers small investors the opportunity to directly invest in European companies.

With a low minimum investment, it is possible to build a diversified portfolio, spreading capital across different industries, stages of companies, and countries.

On the platform, you will find comprehensive information about projects and companies. Based on this information, you can make investment decisions.

What kind of investment opportunities does Invesdor offer?

Invesdor offers a diverse range of investment opportunities tailored to meet the varying needs and preferences of our investors. We focus on markets in the DACH region (Germany, Austria, Switzerland), Benelux, and Scandinavia, ensuring a wide array of impactful and financially rewarding investments. Our investment opportunities span various industries, all of which align with ESG (Environmental, Social, and Governance) and SDG (Sustainable Development Goals) principles.

Equity Investments
Invesdor provides equity investment opportunities in start-ups and scale-ups with a proven track record. We focus on businesses that have demonstrated success and are ready to scale, rather than early-stage companies. By investing in these companies, investors can gain equity stakes in innovative enterprises with high growth potential.

Lending Opportunities
For investors interested in lending, Invesdor provides options to invest in established companies. We focus on medium to large-sized enterprises that have been operational for several years, demonstrating stability and consistent performance. Renewable energy projects are also a significant part of our lending portfolio. By supporting these businesses and renewable energy initiatives, investors can earn regular interest payments while contributing to companies that drive positive impact and adhere to ESG and SDG principles.

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