Splint Invest Review

Splint Invest emphasizes transparency by clearly explaining all fees upfront, so investors know exactly what they are paying. When making an investment, a platform (transaction) fee of 4% to 10% is applied, which is shown before confirming the investment. This fee covers services such as asset sourcing, verification, and platform maintenance.

Costs for storage and insurance of physical assets like art or luxury goods are already included in the investment amount, meaning there are no ongoing charges during the holding period. However, these costs may change over time—if they decrease, investors receive a refund at exit, while increases are deducted when the asset is sold.

There are no exit fees charged by the platform when investments are closed. On the secondary market, buyers do not pay fees, and currently sellers also face 0% exit fees.

Overall, Splint Invest aims to keep fees competitive and fully transparent, helping investors understand how costs impact their returns and make more informed investment decisions.

Splint Invest values different assets using market data, expert input, and specialized pricing sources for each category. For wine, factors like vintage, bottle size, and condition are key, with pricing based on platforms such as Liv-Ex. Whisky casks are valued using a simpler model with linear price growth and regular revaluations, while whisky bottles rely on secondary market prices and auction data. Watches and luxury goods are valued based on brand, condition, and resale data from platforms like Chrono24.

Art valuation depends on whether the artist is established or emerging, using auction results, gallery prices, and market platforms. Collectibles such as sports memorabilia, trading cards, sneakers, and Pokémon cards are valued based on rarity, condition, and demand, using auction and marketplace data. Luxury cars and diamonds are assessed using detailed characteristics like condition, history, and standard industry benchmarks.

Importantly, Splint distinguishes between market price and liquidation price, aiming to avoid forced sales and instead sell assets under favorable conditions to maximize investor returns.

Splint Invest places strong emphasis on security to protect both investor funds and personal data. All data transferred between users and the platform is encrypted using industry-standard protocols, ensuring protection against unauthorized access. Physical assets such as art, wine, and luxury items are stored with trusted custodians who specialize in safeguarding high-value assets and maintaining their condition. These assets are typically insured against risks like theft or damage, adding an extra layer of protection.

The platform also follows regulatory requirements, including KYC and AML procedures, to prevent fraud and ensure legitimate transactions. Before being listed, each asset undergoes a detailed verification process by experts to confirm its authenticity, condition, and value.

Overall, these measures are designed to reduce risks and give investors confidence when investing in alternative assets through Splint Invest.

Splint Invest uses a two-step due diligence process to ensure high-quality investment opportunities and build investor trust. First, experts who want to offer assets on the platform must pass a detailed review, led by the Head of Investments, covering their legal structure, track record, regulatory compliance, and reputation. Only those who meet all requirements are approved to work with the platform.

Second, each individual asset undergoes a thorough audit before being listed. This includes verifying the asset’s existence, authenticity, storage conditions, and insurance coverage. The platform also evaluates the asset’s value and investment potential using a proprietary valuation model based on both public and private data.

This process ensures that assets are competitively priced and often below market value. Overall, Splint Invest’s due diligence framework is designed to reduce risks and provide investors with greater confidence in the quality and reliability of available investments.