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Spanish crowdfunding market overview: TOP platforms you need to know

In this article, we will review the best crowdfunding platform in Spain from each main niche Equity crowdfunding, Real estate crowdfunding, Crowdlending, and others.

2 maj 2024 •

Spanish crowdfunding market overview: TOP platforms you need to know

The crowdfunding industry is very well developed in Spain so if you looking for new countries to invest you have to check Spain. In Spain, you will find all the main crowdfunding models to invest in and also platforms with very unique business models.

Best Equity Crowdfunding Platforms in Spain

If you are looking for investment opportunities in Spanish startups you definitely have to check these platforms. Fellow Funders offering investors to buy shares in Spanish real estate and Spanish companies and till today 50,000 investors have invested 50 MEUR via Fellow Funders. Another great platform in SegoFinance offers a wide range of investments from investing in Spanish startups, or buying invoices with discounts from Spanish companies and investing in real estate in Spain. More than 100 million euros were invested on SegoFinance.

Startupxplore is a premium platform that offers investment opportunities in companies at an early stage but with great prospects for growth and profitability. 87 companies have raised 23 million euros on Startupxplore.

Capital Cell is the biggest Equity crowdfunding platform in Spain focusing on Healttech, helping companies to raise over 90 MEUR.

Should be mentioned that Crowdcube has obtained a Europen Crowdfunidng Service provider license in Spain.

Learn more about Equity crowdfunding here.

Real estate crowdfunding platform in Spain

Real Estate crowdfunding is very well developed in Spain and allows people to start building their real estate portfolio starting with a few hundred EUR.

Currently in Spain operates around 15 real estate crowdfunding platforms. Urbanitae is one of the biggest real estate crowdfunding platforms in Europe offering investors to invest in rental properties, buy shares in development projects, and issue loans to real estate developers. The average interest rate on Urbanitae is 15% p.a. And as of today, 135 projects for a total amount of 255 million euros were financed.

Another great platform is Housers PFP that have a very user-friendly platform and provides great offering. The average Internal rate of return on Housers PFP reached 8+%, but the proportion of overdue loans is quiet big so evaluate your investments carefully.

Real estate crowdfunding offers the best way to invest in property starting with little capital.

Civislend is a licensed investment and crowdfunding platform that serves as a meeting point between investors and real estate developers. On Civislend was raised around 75 million euros total average profitability 9% p.a.

And we already mentioned Fellow Funders and SegoFinance which among other investments offer to invest in Spanish real estate.

Real estate crowdfunding offers the best way to invest in property starting with little capital.

Learn more about Real estate crowdfunding here.

Best crowdlending platforms in Spain and Invoice trading and Factoring platforms

In Spain, the biggest crowdlending platforms that are offering investors to issue loans to businesses are also offering invoice trading or so-called factoring meaning investors can provide loans that will be secured with invoices or buy invoices with a discount let’s say 98% of invoice value and when debtor pay investor receive 100% of the invoice thus making 2% in ~3 months.

MytripleA is the biggest player offering both lending and invoice trading via which 380 MEUR funding was obtained. For factoring platform also offers insurance from debtor insolvency which substantially decreases risk.

Zank is another big player that offers investors to make +8% returns by providing loans to private individuals in Spain.

Crealsa is one of the biggest invoice trading platforms in Europe via which more than 500 MEUR was invested but they have a relatively big minimum investment of 10TEUR.

Besides mentioned we would like also to mention the platform Fundeen via which people can invest in wind and solar farms in the form of loans. Using EthicHub you can invest in farms in Latin America.