Regulated
Can sell early
- Risk level
- Highest
- Risk-return
- Medium
- Start from
- €24
Funding closed on 2 Oct 2026. The page stays up for reference; similar open projects are below.
Stratiphy
United Kingdom
Build, test and invest in your own AI investment strategy. We sell direct via app and to business via API
Key figures
- Valuation
- GBP 7,100,000
- Stake offered
- 4.21
- Funding ends
- 2 Oct 2026
- Start from
- €24
- Target
- GBP 300,011
What you own, how it can pay off, and when
What do I own?
4.21 of the company
Check the documents for how the shares are held and what rights they give.
Capital at risk. Most startups fail; estimates are the platform's own claims. Shares are hard to sell before an exit.
Would AI invest?
AI 74 HighOur AI gives this project 74 out of 100: High. How the AI score works
Information, not personal investment advice. The AI score rates the documents the platform publishes, can be wrong, and does not predict returns.
AI review
AIStratiphy — Crowdfunding Investor Memo
Stratiphy runs an app and a business API that build, test and automatically manage personalised investment portfolios for everyday investors and financial firms in the UK.
Sector: Fintech / wealth management technology · Stage: Seed · HQ: London, United Kingdom · Raise: £300,011 target (≈ €347,034); £311,986 raised from 90 investors at review (103%); closes 02/10/2026
Snapshot
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1 · Is the price fair? 💶 |
3 / 5 — stretched but arguable. The £7.1m price is roughly level with the £7m reported for the company’s previous crowdfunding round on Crowdcube about eight months earlier (Finextra, Nov 2025), but it is a high multiple of today’s revenue (~59x the current ~£10k-a-month annualised) and ~1.6x the £4.5m of customer assets it manages. Few outside price points exist for this sector and stage — see the valuation detail section. |
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2 · Can they reach an exit stage? ⭐ |
AI SCORE 74 / 100 — Good. Strongest evidenced precondition: hard-to-get regulatory permissions, publicly verified — FCA authorisation to manage retail investments (since April 2024) plus HMRC ISA/IFISA manager status, currently making it the only UK platform offering crypto investment notes inside a tax-free ISA wrapper. Biggest gap the evidence shows: revenue is still small (~£10k a month) in a crowded field of much larger, better-funded competitors. |
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3 · If they do, what could it pay? 🎯 |
Target 10x over 5–7 years (the standard expectation for seed-stage investing — the company did not state its own target). If that stage is reached, illustratively 5x–10x before fees. Method: on the disclosed £7.4m post-round value, a 10x outcome needs the company to be worth about £74m at sale; company sale values between roughly £37m and £74m would pay 5x–10x. The one recorded UK exit in this sector — Nutmeg, bought by JPMorgan Chase for a reported ~£700m in 2021 — sits far above that level, so the required size is within the range of recorded exits in this sector. These figures do not include dilution from future fundraising rounds, which would reduce actual returns — see the dilution section. |
How to read the score
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85–100 · Excellent |
All key preconditions for reaching an exit stage are evidenced and strong — rare at this stage |
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70–84 · Good |
Preconditions largely in place, with specific gaps — named in the questions section |
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50–69 · Average |
Meaningful preconditions missing or weakly evidenced |
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30–49 · Weak |
Several core preconditions absent, or the evidence points against them |
|
1–29 · Critical |
Fundamental preconditions are not visible in the evidence |
|
What we could check. We verified the company’s regulatory approvals (FCA authorisation, HMRC ISA/IFISA manager status), its prior fundraises, the WisdomTree and 21shares partnerships, the ~£1m Innovate UK research grant and university publication, and the founder’s previous company against public sources. The assets, revenue, user numbers and investment-performance figures rest on the company’s own materials — as does the cap table, cash position and option-pool information, which was not in the pack we reviewed; see the questions section. |
Three answers, one honest note. The fairness score says whether the entry price is supported by the benchmarks we could find. The AI Score is our read on whether the preconditions for reaching a company sale or similar event are visible in the disclosed evidence — it is not a probability of success, and even companies with every precondition in place fail more often than they succeed, which is why crowdfunding only works as a small part of a diversified portfolio. The returns range is an illustration built from named benchmarks, not a forecast. Where something was not in the pack we reviewed, it did not lower any score — it appears in the questions list instead, so you can ask the company directly before investing. The listing was reviewed by Republic Europe, a licensed crowdfunding platform, before going live. Nothing in this memo is a recommendation.
At a glance
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✅ Three reasons to look closer |
⚠️ Three reasons for caution |
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Deal terms. No terms were identified in the reviewed documents that would prevent a crowdfund investor from sharing in the upside. You buy the same class of ordinary shares as existing holders, with no other class holding a right to be paid out first. Full mechanics — dilution, exit and wind-down — are at the … |
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Information, not personal investment advice. The AI score rates the documents the platform publishes, can be wrong, and does not predict returns.
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