For Funding – Platform statistics 2026
For Funding – Pros & Cons
About For Funding
What it is
For Funding is the donation platform of Intesa Sanpaolo, Italy's largest bank, running since 2017. People give money to checked Italian charities and community organisations, and get nothing back: no repayment, no interest and no reward. The bank says on every page that it is a donation platform, not an investment platform. It is a business line of the bank itself, not a separate company.
How it works
You choose a project and give any amount; the site suggests €30, €50, €75 or €100. You do not need to register or be a customer of the bank. You can pay with Intesa Sanpaolo's own account payment, a card, MyBank or a bank transfer. Donations go into a non-interest-bearing account in Intesa Sanpaolo's name. Each month, after accounting checks, the bank transfers them to the charity. Through its Formula programme, run with the charity CESVI, the bank also adds its own money to selected projects.
Who can raise money
Only non-profit organisations approved by the bank. A charity cannot sign up by itself: it must propose a project through an Intesa Sanpaolo third-sector branch. The bank's team then assesses the organisation and checks each project before it is published. Formula projects are nominated by bank branches every four months, and CESVI helps shape and monitor them.
Fees
None. No Intesa Sanpaolo company charges the donor or the charity, and the bank absorbs card costs. The one exception: if you pay by MyBank or by transfer from another bank, that bank may charge its own transfer fee.
What reaches the project
100% of your donation, paid to the charity monthly. Charities keep what they raise even if the target is missed, and every project must publish a report on how the money was used.
Track record
The platform's counters showed €68.3 million donated to 609 projects of 417 organisations on 29 August 2026, up from about €60 million in June 2025. The bank reports about €8.6 million donated in 2025, of which about €6 million went to 44 Formula projects. It publishes no total number of donors.
Status and regulation
Operating, with campaigns open until 2027 (checked 30 October 2026). Donation platforms are outside the EU crowdfunding rules, so For Funding holds no crowdfunding licence and is not supervised by Consob or the Bank of Italy for this activity. Intesa Sanpaolo is a licensed bank, but a donation is not a deposit, so no deposit guarantee applies.
Our view
We do not rate For Funding: it is giving, not investing. You get nothing back except, in Italy, a tax deduction if the charity qualifies. What matters for a donor: all of the gift reaches the charity, with no fees. To get a tax receipt you must register your tax details within 50 days of donating, or by 30 March of the following year, and avoid paying by an unregistered direct bank transfer.
Regulation
License / Regulation: No crowdfunding licence — donation platforms are outside the EU crowdfunding rules and Consob supervision. The platform is run directly by Intesa Sanpaolo S.p.A., a licensed Italian bank; donations are gifts, not deposits, so no deposit guarantee applies.
Functionality
For Investors
For Fund Seekers
Useful Information
No. A donation is a gift, not a deposit, so no deposit guarantee or compensation scheme applies, even though a bank runs the platform. The charity keeps what it raised even if the target is missed. It must publish a report on how the money was used.
Nothing. Intesa Sanpaolo charges no fee to donors or charities and absorbs card costs. If you pay by MyBank or by transfer from another bank, that bank may charge its own fee.
100%. The money is transferred to the charity's bank account every month, after accounting checks.
Keep what you raise: the charity receives donations even if the target is not reached.
Only non-profit organisations approved by Intesa Sanpaolo. They must propose the project through one of the bank's third-sector branches, and the bank checks each project before it goes live. Private people cannot raise money for themselves.
No. You get no repayment, no interest and no reward. In Italy, gifts to qualifying charities can be deducted from income tax within the legal limits.
Register on the platform and enter your tax details within 50 days of donating, or by 30 March of the following year. Pay by the bank's account payment, card, MyBank or a bank transfer registered on the platform. A direct transfer you did not register produces no receipt. Receipts exist only if the charity qualifies, and the project page says when it does not.
