Fundeen AI Overview on 09/2025

Fundeen Platform Overview

Fundeen is a Spanish CNMV-authorized crowdfunding platform for renewable energy projects. It allows individuals to co-invest (via equity or loans) in local solar and EV projects from as little as €500. Key advantages include democratizing green investments and strong backing (e.g. Impact Bridge’s €11M commitment). Main risks are project default or delay, long lock-in (often 5–30 years), and no investment guarantee. The model targets positive environmental impact, but investors must tolerate illiquidity and project performance risk⚠️

Fundeen Product Details

Fundeen offers crowdinvesting in renewables, combining equity stakes and fixed-rate loans to project companies. Investors fund project budgets, earning returns from energy sales (dividends or interest). Legally, Fundeen is a PFP under Spanish Law 18/2022 and EU Reg 2020/1503. It focuses on Spain/EU renewables (solar, EV charging, biogas) and prioritizes local community projects. Key metrics: €500 min investment, typical yields ~6–9% p.a. (for example a 67-site EV charger project yields 9%), and maturities usually 5–15 years (up to 30 years). Investor limits are €3,000 per project and €10,000/year for non-accredited (no limit for accredited). Major risk points include project failure (no deposit guarantee fund), total loss of capital, long illiquidity (no early withdrawals), and currency stability (Euro only).

Fundeen Company Profile

Fundeen Platform, S.L. (NIF B-87884896) is based in Ávila, Spain. It was co-founded in 2017 by CEO Nacho Bautista and COO Adrián Bautista. Key management also includes heads of product, investment and tech teams. Fundeen’s partners/backers include Impact Bridge (Portugal, invested via its IB Deuda Impacto España fund) and Spanish energy entities (IDAE, Enhol). It received EU/regional support (R&D by ICE, EU NextGen, Kit Digital etc. shown on site). Legally it’s a Sociedad Limitada and has no subsidiaries. Fundeen is regulated by the Spanish CNMV (registered Dec 2022 as PFP #3). It holds all necessary CNMV/CN, EU crowdfunding licenses, supervised under CNMV’s participative financing registry.

Fundeen Volumes and Results

As of late 2023 Fundeen reports €8+ million co-invested across projects. It has financed roughly dozens of projects (15–16 operational plants) by that time. Active investors reached ~10,000 in March 2022 and ~15,000 by end-2023. By 2024 it reported financing around €7.6 M in solar installations. Yearly funding: e.g. €2.7M across 3 projects in 2021. Defaults or losses are not publicly reported (no major scandals). So far over €1M in profits has been distributed to investors. Typical investor returns range ~6–9% APR (we saw projects offering 6.5% and 7.1% in recent deals). Date references: all figures from 2022–2024 company reports and news.

Fundeen Risk Management Approach

Fundeen screens projects internally: every opportunity is pre-evaluated by experts. Due diligence covers technical viability and financial proforma. No formal public rating system is disclosed, but Fundeen emphasizes strict viability checks. All projects are sector-limited to renewables and often locally-focused (regional residents only) to comply with EU local-participation laws. Investments use Lemon Way (Bank of Spain-regulated payment agent) for fund custody. Monitoring is robust: investors get real-time dashboards (mobile app) tracking kWh production and earnings. Reporting: periodic dividend statements and project updates are provided. However, no external guarantees exist: project forecasts may vary and capital is at risk. In summary, Fundeen mitigates risk via project vetting and transparent metrics, but investors must accept lack of insurance, illiquidity, and local-eligibility filters.

Fundeen Platform Functionality

Fundeen’s platform is feature-rich for investors. It offers a mobile app and web dashboards to track portfolio performance and project output in real time. A secondary market (Marketplace) was introduced (2021) to trade project shares anonymously. Auto-invest or robo-invest are not offered; investments are manual selections. Diversification tools include filters by location, sector, and term. Documents and independent analyses for each project are downloadable. There are no insurance/guarantee products beyond regulatory screening. Supported currencies: Euro only. Languages: Spanish, English and Catalan interfaces are available on the site. Investors receive quarterly or annual reports, but tax guidance is self-serve. Overall, the UI is user-friendly and provides necessary project details (no hidden fees).

Fundeen Platform Pricing

Investors pay no direct fees to Fundeenfundeen.com. There is no entry or ongoing fee charged to investors: 100% of investment goes to the project (aside from payment processing costs via Lemon Way). Fundraising projects pay a success commission: typically Fundeen earns about 1% of the total funded volume (rough range 0.5–2% per project), charged only if funding succeeds. Some sources note a final fee of 3–15% on successful raises (possibly including promoters’ share). Other expenses: Spanish regulations cap non-accredited investor limits (max €3k per project, €10k/year), but no extra platform charges. All fees are disclosed upfront in the campaign terms. In summary, pricing is transparent: investors see no hidden platform cuts, and all Fundeen fees (borne by project owners) are explained in the investor documentation.

Negative publicity about Fundeen

No regulatory sanctions or major legal controversies are reported. Fundeen is not on any CNMV warning lists, and its CNMV authorization in 2022 was highlighted positively. However, some user complaints exist: on Trustpilot (2025) Fundeen averages ~3.7/5 with 119 reviews, where ~10% are 1-star (issues with fund withdrawals). For instance, a 1-star complaint alleges delayed refunds (“se niega a reembolsarme”). Investor forums note criticisms: the high €500 minimum is a barrier, and a user warned “es una plataforma demasiado nueva… hay que andar con cautela”. One forum commenter hoped Fundeen won’t become a “seudo estafa como Housers” (a troubled Spanish platform). In summary, no systemic scandals are known, but potential red flags include user grievances over liquidity and the novelty of the platform (investors should do careful due diligence).

Fundeen Success Stories

Fundeen has achieved several milestones. 2021: closed a €1.2M capital increase led by IDAE and Grupo Enhol 2022: reached 10,000 registered investors. 2023: surpassed €8M financed and 15,000 investors. 2024: secured strategic investment from Impact Bridge (new €1M+10M deal). It’s also forging international deals – e.g. partnering with MASPV to crowdfund solar projects in Mexico. Recognition: it received EU/Spanish grants (R&D ICE project) and has “Empresa Certificada” and “Zero Emissions” badges. Key project achievements include Santa Eulalia PV (Balearics), the first Spanish solar park open to local citizens (raised €800k in 2021). Overall, these partnerships, funding rounds, and user-growth milestones (with dates) underline Fundeen’s progress in democratizing renewable energy investment.

Is the platform safe and regulated?

Yes. Fundeen is CNMV-authorized (Crowdfunding PFP No.3 since Dec 2022), and funds are held by regulated entities (Lemon Way). It follows strict EU crowdfunding laws.

What returns can I expect?

Typical net yields are around 6–9% per annum. For example, recent projects offered ~6.5–9.5% annual returns. Actual returns depend on project performance. Past dividends distributed total ~€1M among investors.

What are the main risks?

Key risks: project failure or delay (weather, regulation changes), capital not guaranteed (no compensation scheme), and lack of liquidity. Local investment projects limit potential audience (geographical risk). As a new fintech, there is platform risk too. Investors should be prepared to lose part or all capital and should diversify.