Crowdfunding platform

Goparity

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Goparity is a Portuguese crowdlending platform focused on impact investments, enabling individuals and companies to invest in projects that promote sustainability. With low minimum investment requirements (from EUR 5), GoParity makes sustainable investing accessible and transparent. Projects funded span diverse areas including renewable energy, water conservation, and social entrepreneurship, each aiming to generate measurable social and environmental impacts in line with the SDGs

Basic information

21000 investors
379 projects funded
40759993.0 EUR funded amount

Licence/regulation: Licensed by CMVM

For Investors

Minium investement: 5 EUR
trending_down Default Rate: (Non-performing loans rate) 7.10%
Average Returns: Avg. annual borrowing interest rate 6.1%
Functionality
Autoinvest: Yes
Deal rating: Yes
Secondary market: Yes
Payment provider: MangoPay S.A.

Useful Information

Risks of Investing on GoParity

Investing through GoParity involves risks common to crowdlending, such as default risk and liquidity constraints, as project investments may not have immediate exit options. The platform categorizes projects by risk levels (A+ to D), focusing on medium to low-risk profiles to maintain investor confidence. Additionally, some projects come with partial guarantees or collateral to reduce potential losses​

Investment Types on GoParity

GoParity offers debt-based investments in projects across various sectors, including sustainable energy, social economy, and rural development. Investments support impact-driven ventures that prioritize social and environmental outcomes, giving investors an opportunity to contribute to specific causes while earning returns aligned with project performance

How Does GoParity Work?

GoParity’s process involves conducting thorough due diligence on project promoters to ensure alignment with sustainability standards and financial stability. Investors can review project details, including estimated impacts, expected returns, and risks. Projects generally provide monthly repayments, covering principal and interest. Investments are facilitated through MangoPay, a third-party payment provider, and investors have access to a secondary market for added liquidity options​

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