DEMETRA LENDING

Basic information

For Investors

Risks of Investing on Demetra Lending

As with any lending-based crowdfunding platform, investors face the risk of project delays or borrower default. However, Demetra Lending boasts a 0% default rate to date, due to its rigorous project vetting. Another risk is liquidity, as there is no secondary market, meaning investors must wait until project completion to withdraw their funds. Nonetheless, the platform's focus on impact investing and its partnerships with secure payment providers mitigate many common risks​

How Does Demetra Lending Work?

Demetra Lending connects real estate developers with investors who provide loans for projects with a high social or environmental impact. Investors choose from a range of real estate projects, each with detailed information about the impact and financial returns. Upon project completion, investors receive their initial investment along with interest payments. The platform primarily funds real estate operations, including pre-auction acquisitions, auction purchases, and quick property deals through its instant buyer process. Demetra Lending’s transparent process ensures that each transaction is carefully vetted​

Investment Types on Demetra Lending

Demetra Lending offers debt-based investments, where investors lend money to fund socially impactful real estate projects. The investment model involves short to mid-term loans for real estate acquisitions, redevelopment, and sales. Investors earn a fixed annual return (up to 9%) based on the specific project. The platform targets real estate projects that promote sustainability, ethical redevelopment, and community enhancemen