Item: WinWinner
Rating: 0.0
Author: Crowdinform

Platform Concept: Winwinner is a crowdlending platform based in Belgium that facilitates connections between local businesses seeking growth capital and investors looking for attractive returns. The platform specializes in offering fiscal advantages through winwinleningen (win-win loans), crowdlending, and proxileningen (proximity loans).

Business Activity: Since its inception in 2016, Winwinner has focused on helping Belgian SMEs secure necessary financing by leveraging the vast amount of idle savings within the country. The platform provides a comprehensive service, including administrative support, marketing advice, and personalized guidance.

Offered Services: Winwinner offers several types of subordinated loans, enabling businesses to involve their communities in their growth plans. Investors benefit from fixed annual returns ranging from 6% to 10%, along with various tax incentives.

Basic information

15000 investors

400 projects funded

65000000.0 EUR funded amount

Licence/regulation: WinWinner licensed under European Crowdfunding Service Providers (ECSP) regulation

Useful Information

How Does the Platform Winwinner?

Service Description for Investors and Project Owners: Winwinner enables businesses to launch funding campaigns and attract investors through detailed project presentations and strategic marketing. Investors can choose from various subordinated loans, earning fixed returns and benefiting from tax incentives. The platform supports both parties with thorough administrative assistance and continuous updates.

Types of Investments Offered: Primarily subordinated loans (winwinlening, proxilening, and crowdlening), which offer fixed interest rates and tax advantages. These loans allow businesses to secure necessary capital while involving their community in their growth.

What is a Risk When Investing on a Winwinner?

General Risks: Investors face risks such as loan defaults, where businesses may fail to repay the borrowed amounts. Other risks include insufficient collateral value and potential financial instability of the borrower. The fixed nature of interest rates means that investors may also face opportunity costs if market rates rise.

What Investments Does the Winwinner Offer?

Investment Projects: Winwinner focuses on Belgian SMEs and growth-stage companies across various industries. Investments are typically in the form of subordinated loans, providing businesses with the necessary capital to expand while offering investors attractive returns and fiscal benefits.

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