Every day, people around the UK encounter unexpected expenses that they had not budgeted for, but find they are ignored by traditional lenders. Creditworthy people need money quickly and only for a short period of time, but they often find they have nowhere to go for quick, safe, and reliable funds. The closer we looked at this problem, the more we felt that we could help provide a solution by connecting creditworthy borrowers to trustworthy lenders who can borrow and lend short term money directly to one another.