Platform news

5 Days Left: Final Chance to Join Income’s Equity Round – Earn 5% Cashback

With just 5 days left in our SeedBlink equity campaign, this is your last opportunity to invest in one of Europe’s most transparent and protection-focused loan investment platforms — and earn a 5% cashback bonus on your equity investment.

Income is Crowdfunding on SeedBlink! Here’s your chance to become an Equity Investor.

Income Company OÜ 2024 Financial Results

In terms of financial performance, Income’s revenue from service fees reached €509,000—an increase of 17.5% year-over-year. Our net loss for the year was €613,000, largely due to customer acquisition investments and depreciation. EBITDA landed at -€499,000. These results reflect our scale-up phase, as we continue to prioritize growth while moving toward profitability. As of the first quarter of 2025, we’re already seeing this momentum carry forward. Our monthly recurring revenue (MRR) has reached €55,000, with 4,835 active investors and €19.7 million in assets invested on the platform.

7514 investors

89.1M EUR funded amount

Income - Reward

1% of the weighted average invested amount

Income pays you 1% of the weighted average invested amount during the first 30 days. The minimum guaranteed bonus is 10 euros. Just click the "Get a bonus" button!

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About Income

Income Marketplace is a financial technology company that provides a next-generation global marketplace for investing in cash flow-producing assets, such as consumer and business loans.

Launched in 2020, the company enables investors to invest in loans and to earn great returns. Income marketplace has been built by investors to investors and introduces investor security features never before seen in peer-to-peer marketplaces, making the marketplace a more transparent and safer environment to invest.

Our mission is to bring new assets into the reach of everyday investors while offering them institutional-level security making for a better investment experience every day.

Functionality

Autoinvest: Yes

Deal rating: No

Secondary market: No

For Investors

Minium investment: 10 EUR

Useful Information

What investments does Income Marketplace offer?

On Income Marketplace you can invest in loans issued by microfinance companies:

Current Auto issue car loans in Latvia;

ITF Bulgaria issue Short term and installment loans in Bulgaria;

Vivus Mexico issues Short-term and installment loans in Mexico;

Hoovi issues installment loans in Estonia;

Danabijak issues Short-term and installment loans in Indonesia.

DanaRupiah issues Short-term and installment loans in Indonesia.

ClickCash issues installment loans in Brazilia;

Juancho te Presta issues Short-term and installment loans in Columbia;

FIN Yritysrahoitus issues installment loans in Finland

What is a risk when investing on Income Marketplace?

When investing on Income Marketplace you basically provide a loan to the Loan originator thus your main risk is that the Loan origination will not be able to fulfill its obligations.

Why invest on Income Marketplace?

Great returns - 13.78%

Independent platform not affiliated with Loan originators;

The platform has all the required tools for easy investing - auto-invest and app.

How does Income Marketplace work?

Income Marketplace operates as a so-called peer-to-peer marketplace, meaning you are not providing loans but you invest in already issued loans by some microfinance companies also called loan originators.

Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.