Updated 8 November 20268 languages
Best crowdfunding platforms in Estonia 2026
Crowdfunding and lending platforms based in Estonia, ranked by how much return investors got for the risk they took. Capital is at risk on every platform.
In our opinion, based on our methodology. Not personal investment advice. Capital at risk. We may earn a referral fee from links on this page. How we rank →
- 24
- platforms based in Estonia
- #8
- by number of platforms, after United Kingdom (75)
- 7
- Loan originators platforms
- 6
- Property platforms
Our ranking for Estonia
-
1
Income
Estonia · since 2020
- Risk level
- High
- Risk for the return
- Medium
- Return investors got
- –
- Start from
- €10
- Star rating
- 5.0
-
2
Omaraha
Estonia
- Risk level
- High
- Risk for the return
- Bad
- Return investors got
- 16% a year
- Start from
- €10
-
3
Swaper
Loan originators · Estonia · since 2016
- Risk level
- Highest
- Risk for the return
- Bad
- Return investors got
- 14% a year
- Start from
- €10
- Star rating
- 2.4
-
4
EstateGuru.co
Property · Estonia · since 2014
- Risk level
- High
- Risk for the return
- Bad
- Return investors got
- 9.21% a year
- Start from
- €50
-
5
Fundwise
Startups · Estonia
- Risk level
- Highest
- Risk for the return
- Bad
- Return investors got
- –
- Start from
- €100
-
6
IUVO Group
Loan originators · Estonia · since 2016
- Risk level
- Highest
- Risk for the return
- Bad
- Return investors got
- –
- Start from
- €10
-
7
Quanloop
Business loans · Estonia
- Risk level
- High
- Risk for the return
- Bad
- Return investors got
- –
- Start from
- €1
- Star rating
- 5.0
-
8
MoneyZen
Business loans · Estonia
- Risk level
- Highest
- Risk for the return
- Very bad
- Return investors got
- 22.8% a year
- Start from
- €20
- Star rating
- 5.0
-
9
Scramble
Business loans · Estonia
- Risk level
- Highest
- Risk for the return
- Very bad
- Return investors got
- 15.8% a year
- Start from
- €10
-
10
Devon
Property · Estonia
- Risk level
- Highest
- Risk for the return
- Very bad
- Return investors got
- 15.22% a year
- Start from
- –
“–” under Return investors got: the platform does not publish it.
Capital at risk. Past returns do not predict future returns; a borrower can pay late or not at all.
More platforms based in Estonia
- Brickstarter
- Crowdestate
- Funderbeam
- Go&Grow (Bondora)
- Investly
- Koodoo Global
- LandEx
- Lendiball
- Modena
- Moncera
- Monefit SmartSaver
- Monestro
- Nibble
- Norge House
See all 24 platforms based in Estonia in the platform list →
Other countries
Questions people ask
Are crowdfunding platforms in Estonia regulated?
Most hold a licence from the national regulator or the EU crowdfunding licence; each platform page shows its licence details.
Can I invest from outside Estonia?
Often yes: many platforms accept investors from across the EU, and some only from their own country. Check the platform's own rules before you sign up.
How are returns taxed?
It depends on where you live, not only where the platform is based, and some platforms withhold tax. Check your own country's rules or ask a tax adviser.