Updated 8 November 20268 languages

Best crowdfunding platforms in Estonia 2026

Crowdfunding and lending platforms based in Estonia, ranked by how much return investors got for the risk they took. Capital is at risk on every platform.

In our opinion, based on our methodology. Not personal investment advice. Capital at risk. We may earn a referral fee from links on this page. How we rank →

24
platforms based in Estonia
#8
by number of platforms, after United Kingdom (75)
7
Loan originators platforms
6
Property platforms
Show

Our ranking for Estonia

  1. 1

    Income

    Estonia · since 2020

    Risk level
    High
    Risk for the return
    Medium
    Return investors got
    –
    Start from
    €10
    Star rating
    5.0
    Visit website

    Referral link · capital at risk

    Read our review
  2. 2

    Omaraha

    Estonia

    Risk level
    High
    Risk for the return
    Bad
    Return investors got
    16% a year
    Start from
    €10
  3. 3

    Swaper

    Loan originators · Estonia · since 2016

    Risk level
    Highest
    Risk for the return
    Bad
    Return investors got
    14% a year
    Start from
    €10
    Star rating
    2.4
  4. 4

    EstateGuru.co

    Property · Estonia · since 2014

    Risk level
    High
    Risk for the return
    Bad
    Return investors got
    9.21% a year
    Start from
    €50
    Visit website

    Referral link · capital at risk

    Read our review
  5. 5

    Fundwise

    Startups · Estonia

    Risk level
    Highest
    Risk for the return
    Bad
    Return investors got
    –
    Start from
    €100
  6. 6

    IUVO Group

    Loan originators · Estonia · since 2016

    Risk level
    Highest
    Risk for the return
    Bad
    Return investors got
    –
    Start from
    €10
    Visit website

    Referral link · capital at risk

    Read our review
  7. 7

    Quanloop

    Business loans · Estonia

    Risk level
    High
    Risk for the return
    Bad
    Return investors got
    –
    Start from
    €1
    Star rating
    5.0
  8. 8

    MoneyZen

    Business loans · Estonia

    Risk level
    Highest
    Risk for the return
    Very bad
    Return investors got
    22.8% a year
    Start from
    €20
    Star rating
    5.0
  9. 9

    Scramble

    Business loans · Estonia

    Risk level
    Highest
    Risk for the return
    Very bad
    Return investors got
    15.8% a year
    Start from
    €10
  10. 10

    Devon

    Property · Estonia

    Risk level
    Highest
    Risk for the return
    Very bad
    Return investors got
    15.22% a year
    Start from
    –

“–” under Return investors got: the platform does not publish it.

Capital at risk. Past returns do not predict future returns; a borrower can pay late or not at all.

More platforms based in Estonia

See all 24 platforms based in Estonia in the platform list →

Other countries

Questions people ask

Are crowdfunding platforms in Estonia regulated?

Most hold a licence from the national regulator or the EU crowdfunding licence; each platform page shows its licence details.

Can I invest from outside Estonia?

Often yes: many platforms accept investors from across the EU, and some only from their own country. Check the platform's own rules before you sign up.

How are returns taxed?

It depends on where you live, not only where the platform is based, and some platforms withhold tax. Check your own country's rules or ask a tax adviser.

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