Crowdfunding platform

Crowdfunding Platform - FINEXITY review

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FINEXITY is Germany's leading tokenised private markets exchange, giving retail and institutional investors seamless, one-click access to exclusive alternative assets from private equity and fine art to real estate

FINEXITY - Risk and return review

Risk Level i
High
Platfrom offering investments in different assets, from real estate, which typically has medium risk and collectables and equity investments, which have high risk. Since no detailed statistics on the whole portfolio performance are available, we consider risk as high.
Return Level i
Medium
The maximum actual returns were ~41% p.a., yet most returns on actual exits are around 6-9%.
Risk Return Level i
Bad
Platfrom offered can ensure returns reaching 40%, yet due to a lack of data on the whole portfolio risk return level is considered low.

FINEXITY - Returns and loss rates

Returns
Capital gains: 40.00% Published exits range: 6.22% p.a. (Warhol/Jack Nicklaus) to 40.47% p.a. (Uecker/Both & Stream); Real estate: 9.4-14.7% p.a.; Fine wine: 8.2% p.a.

Investment maturity

Platform offering investments from 2 months till 60 months.

FINEXITY – Platform statistics 2026

Number of investors 84000 investors
180 projects funded
0.0M EUR funded amount

FINEXITY – Pros & Cons

PROS
Broad multi-asset-class marketplace: one platform covering Corporate/PE, Collectibles, Real Estate, Infrastructure and Community investments - rare breadth among European alternative investment platforms
Verified track record: 7 published exits with annualised returns ranging from 6.2% to 40.5% p.a.; Uecker artwork exit at 40.47% p.a.; Mallorca villa at 9.4% p.a.; fine wine at 8.2% p.a.
Strong regulatory footing: BaFin-registered tied agent + recent majority acquisition of umbrella liability provider Effecta GmbH + listed on Munich Stock Exchange since Sept 2025
CONS
Finexity shows a significant loss, which might be due to the acquisition of Effecta GmbH and development costs, yet no explanation is provided.
No detailed statistics page showing total platfrom performance, including unsuccessful project or active project price changes.
No clear information on how assets are stored and protected.

About FINEXITY

FINEXITY (Finexity AG, Hamburg, founded 2018) is a German OTC marketplace for tokenised Private Market investments. Its proprietary infrastructure connects 50+ issuers of Security Tokens across multiple asset classes (Corporate/PE, Collectibles, Real Estate, Infrastructure) with 6 active trading partners (including Sparkassen and Volksbanken) and 84,000+ registered investors (pro-forma, including Effecta GmbH acquisition). Investments are structured as tokenised bonds on a private permissioned Ethereum blockchain; each token represents EUR 1 of nominal value. Finexity Invest GmbH acts as the regulated tied agent (gebundener Vermittler) under BaFin-supervised Effecta GmbH. In September 2025, Finexity AG was listed on the Munich Stock Exchange . The group has raised EUR 27M+ in growth capital and recently acquired a majority stake in Effecta GmbH.

Regulation

License / Regulation: Finexity Invest GmbH is a tied investment intermediary (gebundener Vermittler) registered with BaFin under Effecta GmbH

Functionality

Autoinvest: No
Deal rating: No
Secondary market: Yes

For Investors

Limitations: Available to private and professional investors; German and EU residents.
Minimum investment: 500 EUR

FINEXITY - Articles

Video thumbnail for Invest in Luxury Assets Without Millions. Fractional Investing explained!
Invest in Luxury Assets Without Millions. Fractional Investing explained!
Most people think investing in art, rare watches, or fine wine is only for millionaires. That’s wrong. Today, everyday investors can own a fracti…
Mar. 02.2026

Useful Information

What Investments Does FINEXITY Offer?

FINEXITY offers a broad spectrum of investment opportunities across multiple asset classes:

  • Corporate: Investments in private equity, allowing investors to participate in the growth and value appreciation of entrepreneurial ventures.

  • Real Estate: Properties in sectors such as residential, commercial, hospitality, and healthcare, providing potential for value appreciation and regular income through rental yields.

  • Infrastructure: Projects like solar parks that offer stable, inflation-protected cash flows and low correlation to traditional asset classes.

  • Collectibles: Assets such as fine art, fine wine, and classic cars, which combine aesthetic appeal with potential for value appreciation due to their rarity and historical significance.

  • Community: Investments in local projects like wind and solar parks, day-care centers, or community facilities, enabling investors to contribute to and benefit from community development.

These diverse offerings allow investors to build a diversified portfolio tailored to their investment preferences and risk tolerance.

How Does FINEXITY Work?

FINEXITY operates by digitizing assets through blockchain technology, allowing investors to purchase tokenized shares in various asset classes. Investors begin by registering on the platform, completing a digital verification process, and exploring available investment opportunities. Once an investment is selected, investors can subscribe digitally, with payments made via bank transfer or an integrated e-wallet solution. Upon successful funding of a project, tokens representing the investment are issued to the investor's digital wallet. These tokens can be traded on FINEXITY's secondary market, providing flexibility and liquidity. For project owners, FINEXITY offers an efficient and cost-effective means to raise capital by issuing digital securities, thereby reaching a broad investor base without traditional intermediaries.

What Is the Risk When Investing on FINEXITY?

Investing through FINEXITY carries inherent risks associated with private market investments. These include the potential for complete loss of the invested capital, as the performance of the underlying assets can be volatile and subject to market fluctuations. While the platform provides a secondary market for trading tokens, liquidity is not guaranteed, and investors may face challenges in selling their tokens promptly or at desired prices. Additionally, as with any investment, there is the risk of default or underperformance of the projects, which could adversely affect returns. Investors are advised to conduct thorough due diligence and consider their risk tolerance before investing.

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