Crowdfunding platform

Crowdfunding Platform - Housers PFP review

No rating yet No rating yet No rating yet No rating yet No rating yet
0
Leave review
Housers is one of the leading Spanish real estate investing platforms, with a target average IRR of 8.92% and more than 40 MEUR invested.

Housers PFP - Risk and return review

Risk level i
Very High
Proportion of loans late, restructured, or in recovery is very high ~ 50%, but actual portfolio in recovery is 2.4% (3% recovered), and loss is 0.0,% most likely due to well-secured loans, yet still we consider the risk high.
Return level i
Medium
Returns are medium-high. Average IRR achieved 7.45 %
Risk Return Level i
Medium
Returns are medium high (~8%) and potential risk is high, yet due to no actual loss, we consider risk returns as medium.

Housers PFP - Returns and loss rates

Returns
fixed_interest: 8.92% Target average IRR 8.92 %, and the average IRR achieved 7.45 %.
Loss Rates
In recovery: 2.41% 2,41 % of Housers portfolio is in recovery, yet the actual loss is 0.

Investment maturity

Platform offering investments from 3 months till 36 months.

Housers PFP – Platform statistics 2026

Information updated at: 01 Feb 2026
Number of investors 145988 investors
419 projects funded
40.8M EUR funded amount

Housers PFP – Pros & Cons

PROS
Good returns ~8%.
No actual loss.
Loans are well secured, average LTV ~60%.
CONS
Not a big offering, typically few projects available at same time.
High proportion of late or restructured loans ~50%

About Housers PFP

Housers is a Spanish-based real-estate crowdfunding and crowdlending platform that democratizes access to property-linked investments across several European markets, allowing investors to start with relatively low minimums from around €300. It offers diversified investment opportunities including buy-to-sell, buy-to-let and development loans, with potential returns generated through rental income, interest payments or capital gains on property sales.

As an European Crowdfunding Service Provider regulated by the Spanish financial markets regulator (CNMV), Housers provides a structured environment for real-estate financing, though individual project due diligence remains the investor’s responsibility.

The platform facilitates online subscription and management, with detailed project information and periodic updates, helping investors evaluate and monitor their positions. While advertised historical returns have been in the high-single-digit range, actual outcomes vary by project and carry typical real-estate investment risks including capital loss and limited liquidity.

Housers may suit investors seeking tangible asset exposure and European geographic diversification within a crowdfunding framework.

Regulation

License / Regulation: Housers is a European crowdfunding service provider authorised and regulated by CNMV, registered under number 13.

Functionality

Autoinvest: No
Deal rating: Yes
Secondary market: Yes
Payment provider: Lemonway

For Investors

Limitations: Open to Europeans.
Minium investment: 300 EUR

For Fund Seekers

Limitations: Open to Europeans.

Useful Information

How Housers Works:

Housers connects real estate developers with investors seeking to invest in tangible assets. Investors can browse through various real estate projects listed on the platform, select the ones that align with their investment goals, and invest online. Housers facilitates investments by handling all administrative tasks and ensuring that investments are secured by first-rank mortgages. Investors receive returns from rental income or the sale of properties, depending on the project type​

Risks When Investing on Housers:

While Housers uses first-rank mortgage guarantees to provide a safety net, risks still exist, including market fluctuations, delays in project completion, or potential defaults. The platform conducts thorough due diligence and external risk assessments to minimize these risks, but like all investments, there is no guarantee of returns

Investment Types Offered:

Housers offers several types of real estate investments:

  1. Buy-to-Let Opportunities: Investors can earn rental income by funding properties intended for long-term rental.
  2. Buy-to-Sell Opportunities: Investors earn returns by funding the acquisition and subsequent sale of properties.
  3. Development Loans: Investors provide loans to developers for property development, earning interest on the loan

Rating

Total Rating 0
No rating yet No rating yet No rating yet No rating yet No rating yet
Offering quality 0
Services and support 0
Functionality 0
Transparency 0

Reviews

Sort by:
Most recent Oldest first More likes More dislikes
Sort by rating:
Highest to lowest Lowest to highest

Alternative to Housers PFP

Ablrate GB

Real Estate SME loans
Min. Investment €100
Total Funded €76.79M

Anaxago FR

Real Estate Start-ups SME loans
Regulated
Risk level Medium
Return level High
Risk Return Level Good
Min. Investment €1000
Total Funded €922.1M

Bergfurst DE

Real Estate
Min. Investment €10
Total Funded €192.29M

Blend Network GB

Real Estate
Min. Investment €1000
Total Funded €57.01M

Brickowner GB

SME loans
Min. Investment €100

Bricksave GB

Real Estate
Min. Investment €1000