Kapitaal Op Maat

Basic information

For Investors

Kapitaal Op Maat Service Description for Investors and Project Owners

• Investors: Investors can start with a minimum investment of €100. The platform provides detailed project information, including expected returns, financial overviews, and project goals. Investors are charged transaction costs of €0.10 per transaction, capped at €2.50 per month. The platform ensures transparency by offering updates and detailed project analyses​.
• Project Owners: Entrepreneurs seeking funding undergo a thorough assessment process that includes identity checks, financial analysis, and risk evaluation. The application process involves a one-off assessment fee of €395 and a publication fee of €350 if the project is accepted. Once the funding target is reached, a success fee of 2% (minimum €2,000) is charged. This fee structure ensures that only viable projects are presented to investors​

Investment Risks when investing on Kapitaal Op Maat

Investing through Kapitaal Op Maat involves typical crowdfunding risks, such as:

• Default Risk: The possibility that borrowers may fail to repay the loans.
• Liquidity Risk: The lack of a secondary market means investments are not easily sold before maturity.
• Market Risk: Changes in market conditions could affect the performance of the funded projects​

Types of Investments Offered on Kapitaal op Maat

Kapitaal Op Maat offers debt investments targeted at a wide range of SMEs across various sectors. This diversification helps investors manage risk by spreading their investments across different industries​