Crowdestate – Platform statistics 2026
64354
investors
About Crowdestate
Crowdestate is a real estate crowdfunding marketplace offering high-quality, pre-vetted real estate, business, and mortgage loan investment opportunities. Its relationships with experienced real estate developers give access to a large number of off-market real estate investments. Extensive background information, business plans, and financial models combined with a low 100 euro minimum investment are making investing quick and easy.
Regulation
License / Regulation: Crowdestate licensed under European Crowdfunding Service Providers (ECSP) regulation
Functionality
For Investors
Useful Information
Crowdestate offers a variety of investment types to cater to different risk profiles and investment strategies. The primary types include:
- Secured Loans: Representing €100 million or 74% of the total volume, these loans are backed by real estate collateral, offering lower risk.
- Unsecured Loans: Making up €11 million or 8%, these loans are higher risk as they lack collateral.
- Mezzanine Loans: Amounting to €16 million or 12%, these are subordinate to senior debt but higher than equity, balancing risk and return.
- Equity Investments: Comprising €8.6 million or 6%, these involve direct ownership in projects, potentially offering high returns with increased risk.
Geographically, investments are primarily in Estonia (€84 million), followed by Latvia, Italy, Romania, Portugal, Finland, Slovakia, and Poland.
Investing in Crowdestate involves several risks:
- High Default Rate: A significant risk due to potential borrower defaults, leading to capital losses or delayed returns.
- Project Delays: Real estate projects can experience delays, affecting return timelines.
- Illiquidity: Investments are typically locked in for the project duration (1-4 years). While a secondary market is available, selling investments quickly is not guaranteed.
- Market Fluctuations: Changes in real estate market conditions can impact project success and investment returns.
Careful due diligence and diversification are essential to mitigate these risks.
