Finbee Lithuania – Platform statistics 2026
29889
investors
About Finbee Lithuania
Finbee is a leading P2P lending platform based in Lithuania, offering retail investors the chance to lend directly to individuals and small businesses. The platform aims to provide a simple, transparent, and efficient way for people to earn solid returns by investing in loans. It caters to both personal and business loan segments, emphasizing borrower creditworthiness and investor protection through rigorous regulatory compliance
Regulation
License / Regulation: FINBEE licensed under European Crowdfunding Service Providers (ECSP) regulation
Functionality
For Investors
Useful Information
Investing through Finbee involves typical P2P lending risks, including borrower defaults and potential capital loss. However, the platform’s stringent regulatory oversight and thorough credit evaluation processes help mitigate these risks. Investors should diversify their portfolios to manage potential exposure effectively
Finbee offers two main types of loans:
- Consumer Loans: For personal financial needs, often unsecured.
- Business Loans: For SMEs needing capital for growth, which can be secured or unsecured depending on the loan size and risk profile
Investors can browse through various loan listings on Finbee, selecting those that meet their criteria, or use the auto-invest feature to automate their investments. The platform handles the entire loan process, from borrower vetting and loan origination to repayment collection. Borrowers receive loans funded by multiple investors, and repayments, including interest, are distributed back to the investors over the loan term.
