Finbee Lithuania

Basic information

For Investors

Functionality

Risks When Investing on Finbee:

Investing through Finbee involves typical P2P lending risks, including borrower defaults and potential capital loss. However, the platform’s stringent regulatory oversight and thorough credit evaluation processes help mitigate these risks. Investors should diversify their portfolios to manage potential exposure effectively

Investment Types Offered:

Finbee offers two main types of loans:

1. Consumer Loans: For personal financial needs, often unsecured.
2. Business Loans: For SMEs needing capital for growth, which can be secured or unsecured depending on the loan size and risk profile​

How Finbee Works:

Investors can browse through various loan listings on Finbee, selecting those that meet their criteria, or use the auto-invest feature to automate their investments. The platform handles the entire loan process, from borrower vetting and loan origination to repayment collection. Borrowers receive loans funded by multiple investors, and repayments, including interest, are distributed back to the investors over the loan term​.