FinoMark

Basic information

For Investors

Functionality

How FinoMark Works:

FinoMark allows investors to fund loans for SMEs, with each loan backed by specific collateral or business assets. The platform's minimum investment amount is €25, making it accessible to a broad range of investors. Loan terms and interest rates vary depending on the project and its assessed risk. Once an investor selects a project, they can either invest manually or use the auto-invest feature to automate their investments. The platform handles all aspects of the loan process, including risk assessment, loan issuance, and repayment management

Risks When Investing on FinoMark:

Investing through FinoMark involves standard risks associated with P2P lending, such as the potential for borrower default and capital loss. However, the platform mitigates these risks through thorough due diligence, real estate collateral, and maintaining low loan-to-value ratios. FinoMark does not offer a buyback guarantee, meaning investors must be prepared for the possibility of default​

Investment Types Offered:

FinoMark offers a range of investment opportunities, including:

• Business Loans Secured by Real Estate: These loans provide funds for business operations, secured by property to mitigate risk.
• Short-term and Long-term Loans: FinoMark provides flexible loan terms catering to different business needs, from working capital to expansion​