Item: Vauraus
Rating: 0.0
Author: Crowdinform

Platform Concept: Vauraus is a Finnish peer-to-peer (P2P) lending platform that specializes in providing business loans to small and medium-sized enterprises (SMEs). It connects investors with companies seeking flexible and quick financing solutions.

Business Activity: Established in 2011, Vauraus operates under the regulatory oversight of the Finnish Financial Supervisory Authority (FIN-FSA). The platform allows investors to fund SME loans, contributing to the growth of local businesses and receiving returns in the form of interest.

Offered Services: Vauraus offers various services, including loan origination, investor matchmaking, and detailed project assessments. The platform supports unsecured and secured loans, with options for investors to manually select projects or use an auto-invest feature.

Basic information

1000 projects funded

190000000.0 EUR funded amount

Licence/regulation: Licensed under European Crowdfunding Service Providers (ECSP) regulation

Useful Information

What is a Risk When Investing on a Vauraus?

General Risks: Risks include loan defaults, economic changes affecting borrower repayment capacity, and liquidity issues. Vauraus mitigates these risks through rigorous borrower assessments and providing detailed loan information to investors.

How Does the Vauraus Work?

Service Description for Investors and Project Owners: Investors can register and start investing with a minimum of €100. The platform provides detailed information about each loan and borrower, allowing investors to make informed decisions. For project owners, Vauraus offers quick and flexible loan options, helping businesses secure necessary funding for growth.

Types of Investments Offered: Vauraus primarily offers business loans to SMEs, including both secured and unsecured options.

What Investments Does the Vauraus Offer?

Investment Projects: The platform offers investments in a variety of business loans, focusing on Finnish SMEs across different industries. These loans are designed to support business growth and provide investors with attractive returns.

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