Pretup – Platform statistics 2026
35358
investors
About Pretup
PretUp: Revolutionizing Local Financing through Crowdlending
PretUp, a pioneer in French crowdfunding, connects individuals and small to medium-sized enterprises (SMEs) for quick, straightforward, and online financing solutions. As a registered Intermediary in Participatory Financing (IFP) and Participatory Financing Advisor (CIP), PretUp operates under the ORIAS registration number 15001415.
Regulation
License / Regulation: Unitup is registered under the identifier 80944 by the Control and Resolution Authority (ACPR) as payment service provider agent of Lemonway (payment institution whose head office Unitup, commercial brands PretUp and Unilend, is approved as a Crowdfunding Intermediary (IFP) and Crowdfunding Advisor (CIP) with the Single Register of Intermediaries
Functionality
For Investors
Useful Information
PretUp is a pioneering French crowdfunding platform specializing in connecting local businesses, particularly small and medium enterprises (TPE/PME), with individual investors. As an Intermediary in Participatory Financing (IFP), PretUp facilitates crowdlending, allowing investors to lend money directly to businesses, creating a win-win situation for both entrepreneurs and investors.
PretUp operates by directly linking businesses in need of funding with individual investors looking to diversify their investments. Entrepreneurs can showcase their projects, and investors can lend funds ranging from 20€ to 2000€ per project. The platform assesses businesses based on financial strength, assigning a rating from A (highest) to E (lowest), determining the interest rate. Investors receive monthly repayments and interest, contributing to the economic growth of local enterprises.
Opening a "Lender" account on PretUp is a straightforward and free process. During registration, provide necessary personal details such as name, phone number, and email. You'll be prompted to upload two valid identification documents, a recent proof of address, and your bank details (RIB). These documents are crucial for funding your PretUp account and for any future withdrawals.
PretUp stands out as a reliable crowdfunding option due to its:
Direct Access: Invest directly in local businesses with minimal intermediaries.
Diversification: Invest in multiple projects with a low minimum of 20€ per project, spreading the risk effectively.
Transparency: Track your investments through a detailed dashboard, receiving monthly repayments and interest.
Regulation: As a regulated IFP platform, PretUp ensures a secure and compliant environment for both businesses and investors.
