Soisy is a peer-to-peer lending platform that enables borrowers to receive funding directly from investors. The platform offers a marketplace for personal debt investments, connecting investors with individuals who need funding. Soisy focuses on providing installment payments for e-commerce, financed by private investors. The platform has a return on investment ranging from 5% to 8%, demonstrating its potential profitability for investors. Furthermore, Soisy offers an auto-invest feature and a secondary market for buying and selling loans.
 

Companies borrow on Soisy because it offers competitive rates, no hidden fees or charges, and a quick and easy finance solution. The platform is known for its rigorous due diligence process, ensuring that only the most promising projects by experienced developers are listed. Soisy's team of experts carefully assesses each project based on key performance factors and evaluates the borrower's creditworthiness and ability to repay.

If Soisy were to cease operations, the platform would separate investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. However, it's important to note that Soisy is authorized and regulated by the Bank of Italy, which provides a level of protection for investors.