Soisy is an Italian-based peer-to-peer lending platform that specializes in providing instalment payments for e-commerce, financed by private investors. Founded in 2015, Soisy serves as a marketplace for individuals and corporations to invest in small and medium-sized enterprises (SMEs), with a minimum investment amount of just 1 EUR. The platform operates exclusively in the Italian language, catering to the local market.
Licence/regulation: Soisy is a payment institution that manages a marketplace lending platform authorized by the Bank of Italy : thanks to this platform we allow our investor customers to lend money to other customers who request to pay in installments on affiliated e-commerce sites .
Soisy is a peer-to-peer lending platform that enables borrowers to receive funding directly from investors. The platform offers a marketplace for personal debt investments, connecting investors with individuals who need funding. Soisy focuses on providing installment payments for e-commerce, financed by private investors. The platform has a return on investment ranging from 5% to 8%, demonstrating its potential profitability for investors. Furthermore, Soisy offers an auto-invest feature and a secondary market for buying and selling loans.
Companies borrow on Soisy because it offers competitive rates, no hidden fees or charges, and a quick and easy finance solution. The platform is known for its rigorous due diligence process, ensuring that only the most promising projects by experienced developers are listed. Soisy's team of experts carefully assesses each project based on key performance factors and evaluates the borrower's creditworthiness and ability to repay.
If Soisy were to cease operations, the platform would separate investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. However, it's important to note that Soisy is authorized and regulated by the Bank of Italy, which provides a level of protection for investors.