Platform news

Hive5 loan originator update - Finjet's Strong Business Growth and Leadership Update

Finjet, the primary loan originator on Hive5, continues its upward trajectory with strong lending performance and growing investor confidence. Between January and May 2025, the company issued an average of €0.5 million in loans per month—nearly double its 2024 monthly average—bringing total issued loans to €5.4 million. With over 42,000 registered clients and 32% repeat borrowers, Finjet’s steady growth reflects a data-driven, customer-centric approach. The company has appointed Luis M. García Ortega as CEO, an experienced fintech leader with a strong track record in credit operations and risk management. Under his leadership, Finjet is focused on enhancing efficiency, expanding responsibly in Spain, and delivering transparent, high-quality lending services.

Hive5 June,2025 results

Although the holiday season has begun, investor activity on hive5 remains strong, with no signs of slowing down. June marked another month of stable performance, bringing the total loan volume funded since inception to over €111 million. In June alone, hive5 funded nearly €5.93 million across 7,083 loans, with an average nominal interest rate of 15%, and reached a total of 26,465 registered investors. Notably, loan volume increased by 7.8% compared to May, reflecting continued growth in both investor engagement and borrower demand. Behind the scenes, the team has been focused on refining hive5’s long-term strategy, supported by new leadership and a clear roadmap for future development. As the platform looks ahead to autumn, users can expect exciting updates and improvements to further strengthen hive5’s offering.

An Update on Hive Finance Group's Consolidated Reporting

Following the recent leadership change, Hive Finance Group initiated a complete financial audit for 2023 and 2024. The new management has introduced higher quality standards and ambitious goals, which are ultimately beneficial for the entire organisation and its stakeholders. This is the first time the entire group is undergoing a consolidated audit process. As expected, the first time is never simple. Coordination across multiple companies, countries, and accounting teams requires extensive cross-checks and reconciliations.

19927 investors

36.8M EUR funded amount

About Hive5

Hive5, launched by Hive finance group in 2022, has quickly become the fastest-growing marketplace for investing in loans. Hive5 has attracted diverse clients from all over Europe, including private investors, HNWIs, and well-known companies, who view hive5 as a reliable investment marketplace.

Behind the success of hive5 are two beneficial shareholders who bring a wealth of knowledge and expertise to the company. Ričardas Vandzinskas, with over 15 years of experience working with multinational corporations, has been instrumental in the corporate governance of public and private corporations, with a focus on corporate risk management.

Functionality

Autoinvest: No

Deal rating: No

Secondary market: No

Useful Information

How does Hive5 work?

Hive5 operates as a so-called peer-to-peer marketplace, meaning you are not providing loans, but you invest in already issued loans by some microfinance companies also called loan originators.

Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.

What investments does Hive5 offer?

On Hive5 you will find loans issued by 3 loan originators. Ekspres Pozyczka offers up to 30 days of short-term consumer loans in Poland. Mana Concept S.L. provides short-term and business loans in Spain. Ruptela buy now pay later loans.

What is a risk when investing on Hive5?

When investing on Hive5 you basically provide a loan to a loan originator so you have to evaluate its financial strength and portfolio quality which is a challenging task.