Kapitaal Op Maat – Platform statistics 2026
6440
investors
About Kapitaal Op Maat
Kapitaal Op Maat is a Dutch crowdfunding platform that facilitates financing for small and medium-sized enterprises (SMEs). The platform allows entrepreneurs to raise capital from private investors through debt financing. Kapitaal Op Maat emphasizes transparency, rigorous project assessment, and diversified investment opportunities for investors.
Regulation
License / Regulation: Kapitaal op Maat licensed under European Crowdfunding Service Providers (ECSP) regulation
Functionality
For Investors
Useful Information
- Investors: Investors can start with a minimum investment of €100. The platform provides detailed project information, including expected returns, financial overviews, and project goals. Investors are charged transaction costs of €0.10 per transaction, capped at €2.50 per month. The platform ensures transparency by offering updates and detailed project analyses.
- Project Owners: Entrepreneurs seeking funding undergo a thorough assessment process that includes identity checks, financial analysis, and risk evaluation. The application process involves a one-off assessment fee of €395 and a publication fee of €350 if the project is accepted. Once the funding target is reached, a success fee of 2% (minimum €2,000) is charged. This fee structure ensures that only viable projects are presented to investors
Investing through Kapitaal Op Maat involves typical crowdfunding risks, such as:
- Default Risk: The possibility that borrowers may fail to repay the loans.
- Liquidity Risk: The lack of a secondary market means investments are not easily sold before maturity.
- Market Risk: Changes in market conditions could affect the performance of the funded projects
Kapitaal Op Maat offers debt investments targeted at a wide range of SMEs across various sectors. This diversification helps investors manage risk by spreading their investments across different industries
