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Crowdfunding Platform - Lonvest review

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Lonvest – Platform statistics 2026

Number of investors 710 investors
1.7M EUR funded amount

About Lonvest

Lonvest is a fast-growing 💹 peer-to-peer investment platform based in Zagreb, Croatia, offering investors the opportunity to earn attractive passive income with returns of up to 15% annually. Founded by fintech expert Roman Katerynchyk and backed by the SpaceCrew Finance Group, Lonvest provides direct access to high-yield consumer loans issued across markets like Poland and Mexico 🌍. With a low minimum investment of just €10, it’s designed for both beginners and experienced investors looking to diversify their portfolios with short-term, unsecured loans.

One of the standout features is its 60-day buyback guarantee 🔒, offering extra protection if borrowers default. Unlike platforms that rely on third-party loan originators, Lonvest maintains full control over its lending partners, ensuring greater transparency and tighter risk management. The platform also features auto-invest tools, cashback bonuses, and a clean, easy-to-use interface 💻, making it simple to manage your investments hands-free.

Interest is paid monthly, and investors benefit from detailed dashboards that show performance, active loans, and upcoming payments. Although the platform currently offers limited diversification due to a small number of originators, its backing by a profitable finance group and growing international presence signals strong future potential 🚀. Whether you’re seeking passive income or an alternative to low-yield savings accounts, Lonvest offers a compelling way to grow your money in the P2P lending space.

Regulation

License / Regulation: Not regulated

Functionality

Autoinvest: Yes
Deal rating: No
Secondary market: No

For Investors

Minium investment: 10 EUR
trending_down Default Rate: 0.0
Average Returns: 12.5

Useful Information

🛡️ How Does Lonvest Mitigate Investment Risk?

Lonvest prioritizes investor protection through a robust and data-driven risk management framework. A dedicated team of expert risk analysts evaluates the performance and creditworthiness of each loan originator on the platform. This evaluation is based on region-specific indicators, such as portfolio quality, loan default rates, collection efficiency, and borrower growth trends 📊.

To ensure transparency and accountability, Lonvest also conducts ongoing analysis of each originator’s financial statements, including liquidity, profitability, and capital structure. These financial reports are independently reviewed and are planned to be published directly on the platform, empowering investors to make informed P2P investment decisions.

By continuously monitoring both operational performance and financial health, Lonvest creates a more secure environment for investors seeking high-yield passive income from short-term consumer loans.

👨‍💼 Who Is the Founder of Lonvest?

Lonvest was founded by Roman Katerynchyk, a seasoned fintech entrepreneur with over 16 years of experience in the IT and financial technology sectors. With a proven track record of building innovative digital products and scalable financial platforms, Roman has led successful ventures across Europe, Ukraine, Poland, and Southeast Asia, including Mexico 🌍.

Under his leadership, platforms and services developed have reached over 5 million users globally, reflecting his deep expertise in peer-to-peer lending, consumer finance, and financial technology innovation. Roman's vision and experience continue to shape Lonvest into a trusted and forward-thinking P2P investment platform focused on transparency, performance, and growth.

💼 How Does Lonvest Work?

Lonvest is a global P2P lending platform that connects investors with high-yield consumer loans issued by trusted microfinance partners worldwide. Rather than issuing loans directly, Lonvest collaborates with carefully vetted loan originators that possess extensive lending experience, robust risk management practices, and a strong financial track record 🌍.

Each investment strategy on Lonvest is built around a diversified pool of loans, using advanced algorithms to balance risk and maximize investor returns 📈. When you invest in a specific loan portfolio (also called a pool or strategy), your funds are used to finance short-term personal loans through these microfinance institutions. As borrowers repay their loans, investors receive monthly interest payouts, and the initial capital is returned once the loan cycle is complete.

This automated, risk-optimized investment process makes Lonvest an attractive platform for those seeking passive income, portfolio diversification, and double-digit returns through secured P2P loan investments.

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