Konvi - Risk and return review
Konvi - Returns and loss rates
Investment maturity
Konvi – Platform statistics 2026
60000
investors
Konvi – Pros & Cons
About Konvi
Konvi is a European fractional investing platform founded in 2020 that enables retail investors to access alternative luxury assets – including watches, art, classic cars, wine, real estate, and trading cards – from as little as €100–€250. The platform uses an auction-based model with two win outcomes: investors receive a share of the auction upside (paid within ~1 month) or co-own the asset at a below-market price. With over 60,000 users and offerings across 10 asset classes, Konvi partners with leading alternative asset managers who have track records of 8–35% p.a.
Functionality
For Investors
For Fund Seekers
Konvi - Articles
Useful Information
Konvi is designed to make it easier to access real asset opportunities that are brought to market through live auctions.
Each opportunity is presented in the Konvi app, including the asset, the auction context, the relevant auction house or partner, the investment structure, and the possible outcomes.
Users can review the details and choose how much they want to invest from the stated minimum amount.
Once an opportunity is fully funded, investors are shown the final terms and vote on whether to proceed. If approved, Konvi places the guarantee or minimum bid on behalf of the investor group.
From there, one of two things happens:
- If bidding goes higher at auction, the asset sells and users receive their share of the upside.
- If bidding does not go higher, the investor group acquires the asset and users become fractional co-owners through the legal ownership structure for that opportunity.
If an asset is acquired, Konvi and its partners handle authentication, custody, insurance, and ongoing administration. Investors continue to hold their fractional ownership and vote on key decisions such as whether and when to sell.
When the asset is eventually sold, proceeds are distributed to investors in proportion to their ownership.
Konvi is built around real assets, specialist partners, and a legal structure designed to separate investor interests from Konvi itself.
Konvi works with experienced partners, including auction houses and category specialists, to source and structure opportunities. Each opportunity is tied to a real asset and a defined auction process rather than a purely theoretical investment idea.
Where investors acquire an asset, ownership is held through a separate legal structure for that opportunity. This is designed so that investor ownership is tied to the asset itself, not to Konvi’s own balance sheet.
As with any investment platform, “safe” does not mean risk-free. It means the structure, counterparties, and process are designed to give users transparency and protection appropriate to the model.
When you invest in a Konvi opportunity and the investor group acquires the asset, your ownership is held through the legal structure created for that opportunity.
That structure holds the asset on behalf of all participating investors, and you own a fractional share within it based on your participation.
This means your ownership is tied to the asset and the relevant ownership vehicle, not to Konvi’s own corporate assets.
The legal documentation for each opportunity is made available in the Konvi app.