CrowdedHero is a crowdfunding platform run by SIA "CrowdedHero Latvia" in Riga. It lists two kinds of deals: shares in established, unlisted companies from the Baltic States, Poland, the Czech Republic, Hungary, Slovakia and Ukraine, and fixed-rate digital bonds issued by companies. As of 1 November 2026 three offers were open: a 10.5% bond round for Simpleros, a Spanish online lender; a 12% bond for Amber Hostelis, a hostel in Liepāja; and a third share round for Padures Manor. The deal list is short and the platform publishes no statistics page.
You register, pass identity checks and choose each deal yourself. Non-sophisticated investors must pass a knowledge test and a simulation of their ability to bear losses. In share deals you either become a shareholder directly or invest through a special company (SPV) that holds the shares for all investors; you then wait for dividends and an eventual sale of the company, which the platform frames over three to five years. In bond deals you get fixed interest and your capital back at maturity: the Simpleros bonds run about 2.5 years to 15 November 2028, the Amber Hostelis bonds 3.5 years with quarterly interest. You pay by card (up to €5,000) or bank transfer (up to €100,000).
CrowdedHero publishes no realised or average return. The only figures are the rates of single offers: 10.5% a year on the Simpleros bonds and 12% a year on the Amber Hostelis bonds (as of 1 November 2026). Share offers state no target return. No funded company has reported an exit, so how share investments have turned out cannot be judged.
No default rate, late payments or losses are published on the public pages, even though licensed platforms must disclose past default rates for loan and bond offers. Investors therefore cannot see how earlier deals have performed.
Shares are not secured: if a company fails, they are usually worth little or nothing. The bond offers read on 1 November 2026 name no mortgage or pledge; repayment of the Amber Hostelis bonds depends on the hostel's occupancy and rental income, the premises are leased, and the company's equity was negative at the end of 2025. There is no buyback, reserve fund or guarantee from the platform, and no deposit guarantee or investor compensation scheme. One issuer, Simpleros, has raised money three times on the platform (a debt instrument of €216,100 and two bond rounds), so a single company weighs heavily in the bond offer.
The operator is SIA "CrowdedHero Latvia" (registration number 50203309441, Āraišu iela 34, Riga). It holds a European crowdfunding service provider licence, number 06.15.01.806/120, issued on 16 August 2022, and is supervised by the Bank of Latvia. The operator is a small company, and its accounts are not published on the platform.
Registration is free. Investors pay an administration fee of 1.25% of the amount invested in each project. In share deals the platform also takes 5.5% of dividends paid from the second year after the campaign closes, and 9% of the capital gain if the company is sold. Bond transfers carry a transfer fee set in each offer's key information sheet. Companies raising money pay a due-diligence fee from €2,900, a service charge of 5.5% to 7% of the amount raised and a management fee of 0.6% a year.
There is no exchange. For shares, a bulletin board lets investors post orders to buy or sell; buyer and seller then agree the sale themselves, and CrowdedHero does not execute the orders. The bond terms say there is no secondary market for the digital bonds: a transfer to another investor is possible only through the platform, after checks, and for a fee. In practice you should expect to hold bonds to maturity and shares until the company is sold.
Return: High. The bonds on offer pay 10.5% to 12% a year, but nothing realised is published. Risk: High (higher means more risk). There are no default or loss figures, the track record is short, shares are unsecured, and one lender has raised three times. Risk-return: Low, because only advertised rates exist and nothing shows how earlier deals have paid out.
License / Regulation: SIA "CrowdedHero Latvia" (registration number 50203309441) holds a European crowdfunding service provider licence, number 06.15.01.806/120, issued on 16 August 2022 and supervised by the Bank of Latvia (Latvijas Banka). Investments are not covered by a deposit guarantee or investor compensation scheme.
Yes. SIA "CrowdedHero Latvia" holds a European crowdfunding service provider licence, number 06.15.01.806/120, issued on 16 August 2022, and is supervised by the Bank of Latvia. Investments are not covered by a deposit guarantee or investor compensation scheme.
Lemonway, a payment institution authorised in France, collects payments and passes on interest and redemptions within 10 days of receiving them. Money for a share campaign is released to the company only after your shares are registered, and returned if the campaign fails. CrowdedHero has no access to investors' funds.
It is set per offer. The Amber Hostelis bonds need at least two €250 bonds (€500), and the Simpleros bonds start from €250 (1 November 2026). Card payments are limited to €5,000 per investment.
Only offer rates are published: 10.5% a year on the Simpleros bonds and 12% on the Amber Hostelis bonds (1 November 2026). CrowdedHero publishes no realised return, default rate or losses, and no funded company has reported an exit, so results so far cannot be judged.
Shares are not secured. The bond offers read on 1 November 2026 name no mortgage or pledge, and repayment depends on the issuer's business. There is no buyback, reserve fund or platform guarantee.
Only with difficulty. For shares, a bulletin board lets you post a buy or sell order, but you must agree the sale with the other investor yourself. The bond terms say there is no secondary market; a transfer is possible only through the platform, after checks and for a fee.
An administration fee of 1.25% of each investment. In share deals, 5.5% of dividends from the second year after the campaign and 9% of any capital gain on a sale. Bond transfers carry a fee set in each offer. Registration is free.
Your shares or bonds are claims on the issuing company, not on CrowdedHero, and payments run through Lemonway. If an issuer fails, shareholders usually lose most or all of their money, and bondholders depend on whatever the company can still pay, as no collateral is named. No compensation scheme covers the loss.
Interest, dividends and capital gains are taxed under the rules of your country of tax residence. Check your own tax rules or ask a tax adviser.
