Item: Viainvest
Rating: 0.0
Author: Crowdinform

VIAINVEST is a regulated investment platform founded in 2016. Among more than 30K investors, VIAINVEST is valued for its business integrity, investment security, personal approach, and bringing results rather than talk.

VIAINVEST is a part of VIA SMS Group – a financial services provider operating since 2009 across several European and Asian markets: Latvia, Czech Republic, Poland, Sweden, Romania and also Philippines with such brand names as VIASMS, VIACONTO and VAMO. CIS countries are not a part of our portfolio.

Basic information

38509 investors

437790894.0 EUR funded amount

Licence/regulation: VIAINVEST obtained an investment brokerage firm license in 2021 and since then has been supervised by the Financial and Capital Market Commission

For Investors

Minium investement: 10 EUR

Functionality

Autoinvest: Yes

Useful Information

How does VIAINVEST work?

VIAINVEST operates as a so-called peer-to-peer marketplace, meaning you are not providing loans, but you invest in already issued loans by some microfinance companies also called loan originators.

Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.

What investments does VIAINVEST offer?

All underlying loans for asset-backed securities offered on VIAINVEST originate from the VIA SMS Group, its subsidiaries, and related companies.

In Sweeden:

VIASPAR is a lucrative savings product available for individuals in Sweden. VIASPAR offers an attractive product portfolio with flexible high-yield savings and capital accounts.

VIAKREDIT.se is an installment loan of up to SEK 20,000 on the basis of an open agreement.

VIASPAR is a lucrative savings product available for individuals in Sweden.

In Latvia:

VIASMS.lv launched in December 2009 offering an open-ended agreement credit line in Latvia.

VIACREDIT.lv launched in September 2011 is an unsecured installment loan offering up to EUR 3000 with a duration between 6 months and 1 year. VIACREDIT.lv is available for citizens of Latvia.

SAVA.card was launched in November 2016 as a payment card without any ties to banks that allows you to purchase goods and services within its credit line limits.

In Poland:

VIASMS.pl founded in April 2011 offers short-term consumer loans under various conditions in Poland.

Czech republic

VIASMS.cz founded in January 2011 offers short-term consumer loans under various conditions in the Czech Republic.

In Romania:

VIACONTO.ro founded in January 2018 offers short-term consumer loans under various conditions in Romania.

What is a risk when investing on VIAINVEST?

When investing on VIAINVEST you basically provide a loan to a loan originator so you have to evaluate its financial strength and portfolio quality which is a challenging task.