Viainvest

Basic information

For Investors

Functionality

How does VIAINVEST work?

VIAINVEST operates as a so-called peer-to-peer marketplace, meaning you are not providing loans, but you invest in already issued loans by some microfinance companies also called loan originators.

Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.

What investments does VIAINVEST offer?

All underlying loans for asset-backed securities offered on VIAINVEST originate from the VIA SMS Group, its subsidiaries, and related companies.

In Sweeden:

VIASPAR is a lucrative savings product available for individuals in Sweden. VIASPAR offers an attractive product portfolio with flexible high-yield savings and capital accounts.

VIAKREDIT.se is an installment loan of up to SEK 20,000 on the basis of an open agreement.

VIASPAR is a lucrative savings product available for individuals in Sweden.

In Latvia:

VIASMS.lv launched in December 2009 offering an open-ended agreement credit line in Latvia.

VIACREDIT.lv launched in September 2011 is an unsecured installment loan offering up to EUR 3000 with a duration between 6 months and 1 year. VIACREDIT.lv is available for citizens of Latvia.

SAVA.card was launched in November 2016 as a payment card without any ties to banks that allows you to purchase goods and services within its credit line limits.

In Poland:

VIASMS.pl founded in April 2011 offers short-term consumer loans under various conditions in Poland.

Czech republic

VIASMS.cz founded in January 2011 offers short-term consumer loans under various conditions in the Czech Republic.

In Romania:

VIACONTO.ro founded in January 2018 offers short-term consumer loans under various conditions in Romania.

What is a risk when investing on VIAINVEST?

When investing on VIAINVEST you basically provide a loan to a loan originator so you have to evaluate its financial strength and portfolio quality which is a challenging task.

Why invest on VIAINVEST?

Wide offering especially Sweeden, which is not typical for such type of investment platforms.

Relatively high returns - up to 13 %

The platform is well-built and has all the main features.