Kviku Finance – Platform statistics 2026
About Kviku Finance
Kviku is one of the fastest-growing Fintech lending groups globally. We are focusing on product and geographical diversification with a current presence in Kazakhstan, Spain, Poland, Philippines. The return for investors can reach up to 15% per annum depending on the type of loans, selected countries, and currencies. When borrowers are late for more than 30 days, the platform will buy back the loan from the investor.
Functionality
For Investors
Useful Information
On Kviku you can invest in loans issued by microfinance companies from Kviku group. Kviku Group consumer products include Virtual Credit cards, BNPL Loans, and Installment loans. Loans are issued in Kazakhstan, Spain, Poland, Philippines.
When investing on Kviku you basically provide a loan to the Loan originator thus your main risk is that the Loan origination will not be able to fulfill its obligations.
Given that Kviku only works with affiliated Loan originators it might create a transparency risk.
Kviku operates as a so-called peer-to-peer marketplace, meaning you are not providing loans but you invest in already issued loans by some microfinance companies also called loan originators.
Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.
