PeerBerry - Risk and return review
PeerBerry - Returns and loss rates
Investment maturity
PeerBerry – Platform statistics 2026
113498
investors
PeerBerry – Pros & Cons
About PeerBerry
PeerBerry is an established peer-to-peer lending platform that allows investors to earn interest by funding diversified loans originated by partner companies in multiple countries. It offers access to a variety of loan types—including consumer, business, invoice, and short-term loans—with relatively low minimum investment amounts, making it accessible for both new and experienced investors.
The platform provides auto-invest tools and pre-set strategies to help automate portfolio diversification and manage risk. PeerBerry often markets attractive annual returns (typically in the mid-to-high single digits, depending on the loan type and originator).
While many loans have short-to-medium maturities, the availability of a secondary market can offer additional liquidity, though trading volume isn’t always guaranteed. As with all P2P investments, capital and returns are not guaranteed, and investors bear the credit risk of the underlying loans and originators. Overall, PeerBerry is suited for investors seeking diversified fixed-income opportunities outside traditional savings or bond markets, with tools to tailor risk and return profiles.
Functionality
For Investors
For Fund Seekers
Useful Information
PeerBerry operates as a so-called peer-to-peer marketplace, meaning you are not providing loans but you invest in already issued loans by some microfinance companies also called loan originators.
Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.
When investing on PeerBerry you basically provide a loan to the Loan originator thus your main risk is that the Loan origination will not be able to fulfill its obligations.
Besides, a buyback guarantee on PeerBerry is offered as a group guarantee which means that if the Loan originator fails to cover its liabilities Aventus group will have to cover it which adds additional security.
It should be mentioned that PeerBerry and Aventus Group are affiliated companies owned by the same person which might create additional transparency risks.
On PeerBerry you can invest in loans issued by microfinance companies from Aventus Group. Aventus Group companies offer to Invest in different products - consumer short-term loans, business loans, and leasing. Companies issue loans in different countries like Lithuania, Kazakhstan, Moldova, Romania, Mexico, Sri Lanka, Kenya, India, South Africa, the Philippines, Spain, and the Czech Republic.
PeerBerry claims that average annual returns are 11.18% which is relatively high.
PeerBerry has one of the largest offerings among peer-to-peer lending marketplace platforms;
The PeerBerry platform has all the required tools to make the investment process easy - app and auto-invest.
Group guarantee providing additional safety.
