Platform news

Robocash Shares Strong H1 2025 Results and Expansion Plans in Asia

In its July 25 webcast, Robocash reported a robust first half of 2025, highlighting significant milestones and future strategies. The platform's investor base has grown to 40,000, with total loan purchases reaching €1.1 billion and investor earnings surpassing €30 million. UnaFinancial, the parent group, recorded $5 million in net profit in H1 2025—up from $0.6 million in 2024—and continues to improve profitability and reduce its cost-to-income ratio. The group is focusing on expanding in Central and Southeast Asia, introducing new loan products in markets like Kazakhstan and Uzbekistan. Robocash also emphasized its strong financial oversight and investor protections, noting zero defaults past the buyback guarantee. Platform upgrades include improved UX features and a redesigned interface, with more developments on the way.

Robo.cash important loan originator update: Change of assignor from RC Riga to RC Bucharest

As part of our ongoing business optimization initiatives, the loan originator Limited liability company “RC RIGA” (“RC RIGA”) will be novating its rights and duties under all existing loan and assignment agreements to a new affiliated entity ROBOCASH BUCHAREST S.R.L. (“RC BUCHAREST”) effective in 30 days following this notice.

Robo.cash June,2025 results

Although June was not very eventful, we have been working steadily on several updates and improvements. Without getting ahead of ourselves, let's sum up the results of the month so far. Invested 18MEUR, New investors 240, Earned by investors 621 TEUR

36273 investors

800.0M EUR funded amount

About robo.cash

Robo.cash is a fully automated investment platform launched in February 2017. Today, it is open for investors throughout the European Union, UK and Switzerland.
The platform is an integral part of the financial holding UnaFinancial, which is headquartered in Singapore. Apart from Robo.cash, the holding comprises fintech companies in Europe and Asia. The platform offers to invest in short-term and long-term loans issued by its affiliated lenders with a full buyback guarantee.

Functionality

Autoinvest: Yes

Deal rating: No

Secondary market: No

For Investors

Minium investment: 1 EUR

Useful Information

What investments does Robo.cash offer?

Robo.cash offers to invest in consumer loans issued by affiliated loan originators from the UnaFinancial group. In UnaFinancial group are 4 companies that provide microfinance services - LLC PRESTAMER from Spain, RC RIGA from Kazakhstan, Rapidlend from Sri Lanka, and Digido.ph from Philippines.

How does Robo.cash work?

Robo.cash operates as a so-called peer-to-peer marketplace, meaning you are not providing loans, but you invest in already issued loans by some microfinance companies also called loan originators.

Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.

What is a risk when investing on Robo.cash?

When investing on Robo.cash you basically provide a loan to a loan originator so you have to evaluate its financial strength and portfolio quality which is a challenging task.

Robo.cash also provides a so-called group guarantee which means that if the loan originator fails to pay group companies will have to cover its obligations, which definitely provides additional security.

Robo.cash works only with affiliated companies which creates a potential transparency risk.,