Swaper

Basic information

For Investors

Functionality

How does Swaper work?

Swaper operates as a so-called peer-to-peer marketplace, meaning you are not providing loans but you invest in already issued loans by some microfinance companies also called loan originators.

Given that all loan originators are offering a buyback guarantee (promise to buy back loan from you in case it becomes overdue) it would be fair to say that investors are basically providing loans to loan originators that are secured with claim rights towards end borrowers.

What investments does Swaper offer?

On Swaper you can invest in loans issued by microfinance companies -  Wandoo Finance is a fintech company providing a scope of financial services, such as consumer loans in  Spain and Poland and One Leasing is a vehicle leasing provider in the Republic of North Macedonia.

What is a risk when investing on Swaper?

When investing on Swaper you basically provide a loan to the Loan originator thus your main risk is that the Loan origination will not be able to fulfill its obligations.

Why invest on Swaper?

Relatively large returns up 16% p.s.

Swaper has one of the largest offerings among peer-to-peer lending marketplace platforms;

Swaper platform has all the required tools to make the investment process easy - app and auto-invest.