Fingood – Platform statistics 2026
9200
investors
About Fingood
Fingood is a Czech peer-to-peer (P2P) lending platform established in 2014. It connects investors with small and medium-sized enterprises (SMEs) seeking financing. The platform offers investments starting at 1,000 CZK, with returns typically ranging from 8% to 12% annually. Fingood emphasizes secured investments, with 70% backed by real estate, 20% by movable assets, and 10% by paper assets. The platform is regulated by the Czech National Bank, ensuring a high level of investor protection. Fingood provides a transparent and user-friendly experience through its well-designed web platform and mobile application, catering to both individual and corporate investors.
Regulation
License / Regulation: Fingood licensed under European Crowdfunding Service Providers (ECSP) regulation
Functionality
For Investors
Useful Information
Fingood offers a diverse range of investment opportunities in various sectors, primarily focusing on Czech small and medium-sized enterprises (SMEs). The majority of loans (70%) are secured by real estate, providing a lower risk for investors. Another 20% of loans are backed by movable assets like machinery and vehicles, while the remaining 10% are secured by paper assets such as invoices.
Fingood supports investments across multiple sectors including real estate development, breweries, bicycle sales, and food production. The platform categorizes investments into risk ratings (AAA to C), with a significant portion falling into the 'A' category.
Geographically, Fingood focuses on Czech companies, emphasizing regional economic development and supporting local businesses.
Investors can start with a minimum of 1,000 CZK and invest in vetted Czech companies, receiving fixed interest payments. Entrepreneurs benefit from fair and flexible credit financing for business development.
Investments are generally low-risk due to asset-backed loans, but there is still a possibility of losing invested funds. Projects must reach their funding goals, or the invested amount is returned.
