Geldvoorelkaar – Platform statistics 2026
About Geldvoorelkaar
Geldvoorelkaar.nl is the first and one of the largest crowdfunding platforms in the Netherlands, founded in 2010. It primarily focuses on providing peer-to-peer (P2P) lending opportunities to support small and medium-sized enterprises (SMEs) and real estate projects. By offering an alternative financing route, Geldvoorelkaar.nl plays a significant role in the Dutch financial landscape, aiding in the growth and development of various business sectors.
Regulation
License / Regulation: Geldvoorelkaar.nl licensed under European Crowdfunding Service Providers (ECSP) regulation
Functionality
For Investors
Useful Information
- Types of Loans: Investors can participate in business loans, real estate loans, and startup loans. These loans are provided to SMEs and entrepreneurs who need capital for expansion, operational costs, or specific projects.
- Minimum Investment: The platform allows investments starting from as little as €100, making it accessible for a broad range of investors.
- Average Returns: The platform offers net returns of approximately 4.20%, although actual returns can vary based on the specific projects and their outcomes
- User-Friendly Interface: Geldvoorelkaar.nl provides detailed project information, including risk classifications and credit scores, to help investors make informed decisions. While the platform's interface is user-friendly, new investors may need some time to familiarize themselves with the various metrics and terminologies used.
- Large Investor Base: The platform boasts a strong and active investor community, with a significant portion of repeat investors. The average investor age is 48, and the average investment amount is around €1,070 per investor .
- Regulatory Compliance: Geldvoorelkaar.nl is regulated by the Autoriteit Financiële Markten (AFM) and operates under the European Crowdfunding Service Provider (ECSP) regulations, ensuring high standards of transparency and investor protection.
- Track Record: Since its inception, the platform has facilitated over €570 million in funding across more than 2,444 projects, demonstrating its capacity to support a wide range of business ventures and real estate developments.
- Partnerships: Geldvoorelkaar.nl has formed strategic partnerships with entities like CrossLend to expand its funding options and enhance its services for both retail and institutional investors. This partnership also allows the platform to offer government-backed SME loan projects, providing additional security for investors.
- Investment Risks: As with any investment, there are risks involved, including the potential for borrower defaults. The platform provides detailed risk assessments and classifications for each project, but investors should perform their own due diligence.
- Returns: While the platform advertises competitive returns, actual net returns can be affected by defaults and other financial challenges faced by borrowers.