Letsinvest.eu - Risk and return review
Letsinvest.eu - Returns and loss rates
Investment maturity
Letsinvest.eu – Platform statistics 2026
4778
investors
Letsinvest.eu – Pros & Cons
About Letsinvest.eu
Letsinvest is a European real-estate crowdfunding and crowd-investing platform that connects individual investors with commercial and residential property development loans, enabling participation in secured real-estate financing from relatively low entry points (often around €500). It operates under a European Crowdfunding Service Provider (ECSP) licence authorised by the Bank of Lithuania, with registrations in several EU jurisdictions, providing a regulatory framework and oversight for its activities.
Projects listed on the platform are typically short- to medium-term (about 12–24 months) and are secured by first-rank mortgages on the underlying property, aiming to enhance investor protection. Letsinvest highlights attractive potential returns historically in the high-single-digit to low-double-digit range (around ~10 % p.a.), though actual performance depends on project specifics and market conditions.
The platform provides due diligence and project documentation to help investors assess opportunities, but liquidity is limited, and investments are generally locked until maturity. As with all alternative real-estate credit investments, there are risks, including borrower default and property value fluctuations, making it best suited for investors with a medium-term horizon and a diversified portfolio approach.
Regulation
License / Regulation: Letsinvest operates under a European Crowdfunding Service Provider (ECSP) licence authorised by the Bank of Lithuania
Functionality
For Investors
For Fund Seekers
Useful Information
When investing on Letsinvest you should evaluate two risks. The first risk is a risk of default meaning that the project owner will not be able to repay the loan on time.
Letsinvest financing is short-term 12/ 18 months which is a very short term for a development project, you cannot construct and sell a project in such a short term, plus projects often are financed in several rounds, thus it might indicate that the business model is to not repay loans from sales but from refinancing loans - which is not a very good idea and might lead to serious risks if no one wants to refinance.
The second risk is money loss during default. Loans are secured with property so you need to make sure that property value is sufficient to repay your loan in case of default. Letsinvest provides certified appraisal reports for each poverty which gives you an indication of potential property value.
Letsinvest operates as a real estate crowdfunding platform where people can invest in real estate projects by providing loans to property developers. On the other hand property developers can raise funding from a crowd of investors without asking banks for funding.
Good returns - 10.05% is a very good return for property-backed loans.
Information about projects is well prepared and provided, including appraisal reports (but only in Lithuanian);
On Letsinvest you will find projects mainly from Lithuania. Letsinvest mostly focuses on residential projects, but you will also find green energy and commercial projects.
- Service Description for Investors and Project Owners: Investors register on the platform, verify their identity, and can start investing with a minimum of €500. Real estate projects are vetted for profitability and security, with investments secured by first mortgages. Large investors can access personalized services and early project listings.
- Types of Investments Offered: The platform offers real estate loans, including buy-to-let investments, with returns from rental yields and capital appreciation.
General Risks: Risks include loan defaults, economic changes affecting property values, and liquidity risks. However, investments are secured by first mortgages, reducing the risk of total loss.
