WEVEST - Risk and return review
WEVEST - Returns and loss rates
WEVEST – Platform statistics 2026
WEVEST – Pros & Cons
About WEVEST
What it is
Wevest is a small French property platform based in Annecy. It started in September 2023 and offers "club deals": loans to property traders and small developers, sold to a limited number of investors at a time. It aims at business owners, senior managers and companies with large savings, and asks for at least €5,000 per deal. Its home page says it has financed more than €21 million (undated, October 2026). The site is in French only.
How it works
For each deal you buy bonds issued by the company running one property project, such as buying and renovating a building, splitting a house into flats, or a small housing scheme. The bonds pay a fixed rate, advertised at 10% to 12% a year, for 6 to 24 months. You choose deals yourself; there is no automatic investing. The deals named on the site are all in the French Alps around Annecy and Geneva (Annecy, Annemasse, Megève, Bourg-Saint-Maurice, Présilly, Aix-les-Bains), each between €0.7 million and €2.5 million.
Returns
Wevest advertises fixed rates of 10% to 12% a year (October 2026). This is the rate written into the bonds, not a measured result: the platform publishes no figure for what investors actually earned. Independent tracking of figures relayed from the platform points to about 10.5% a year (May 2026).
Losses and defaults
Wevest publishes no default rate, no figure for late loans and no losses, and its terms do not define a default. Its public track record lists six past deals with amounts only, with no status showing whether they were repaid, are still running or are late. Those six deals add up to about €5.3 million, while the home page claims more than €21 million; the rest is not shown. No defaulted or late deal has been reported publicly. The platform warns that delays keep your money tied up for longer, that interest may or may not keep running depending on the deal, and that you can lose part or all of your money.
What secures your money
Wevest does not say what secures each loan. Deals are described as senior or single-tranche debt, which means investors are repaid before the developer's own money. The platform says each deal has guarantees that would be used if it goes wrong, and mentions security over property in general terms, but it does not name them (for example a mortgage, a personal guarantee or a pledge of shares) for any deal. It publishes no loan-to-value limit or property valuations. There is no buyback, reserve fund or insurance. Wevest itself says that using the guarantees does not ensure you get all your money back. Because no deal has failed publicly, these guarantees have not been tested.
Who runs it and its licence
SAS WEVEST (Annecy, company number 948 223 086, founded January 2023) is authorised by France's markets regulator, the AMF, as a crowdfunding service provider under the EU crowdfunding rules (no. FP-2023-10, since 28 July 2023), to place bonds. It has no passport to other EU countries, so it serves the French market. Its published share capital is €17,044. It is a young and small company.
Fees
Investors pay no fee to invest or to keep an account. Paying in by bank transfer is free; card payments cost 0.7%. Each withdrawal of your balance costs €1. Project owners pay Wevest a commission of 5% to 10% (before VAT) of the amount raised.
Getting your money out
You cannot sell early. There is no secondary market, and the bonds cannot be resold before the project repays at the end of its term. If the project is late, your money stays tied up for longer.
Our view
Return: Very High — 10% to 12% a year is advertised, but nothing realised is published. Risk: High (higher means more risk) — no default or loss figure is published, deals have no status, the security behind each loan is not named, and all deals are in one small region. Risk-return: Low — a high advertised rate that investors cannot check against any track record.
Regulation
License / Regulation: SAS WEVEST is authorised by the French Autorité des Marchés Financiers (AMF) as a crowdfunding service provider (PSFP) under Regulation (EU) 2020/1503, no. FP-2023-10, since 28 July 2023, for placing bonds without firm commitment. It has no passport to other EEA countries. No deposit guarantee or investor compensation scheme covers investment losses.
Functionality
For Investors
For Fund Seekers
Useful Information
Yes. SAS WEVEST is authorised by France's markets regulator, the AMF, as a crowdfunding service provider (no. FP-2023-10, since 28 July 2023), to place bonds. It has no passport to other EU countries. Regulation does not protect you from losing money on a deal.
Lemonway, a French payment institution authorised by the ACPR (no. 16568). Wevest acts as its agent and never holds client money itself.
€5,000 per deal (October 2026). Some older pages and reviews mention €1,000, but the platform's current pages say €5,000.
Wevest advertises fixed rates of 10% to 12% a year for 6 to 24 months. It publishes no realised return, no default rate and no losses, and shows no repayment status for its past deals. No defaulted or late deal has been reported publicly.
Wevest does not say. Deals are senior or single-tranche debt, and the platform says each has guarantees, but it does not name them for any deal or publish property valuations or loan-to-value limits. There is no buyback or reserve fund, and the platform itself says the guarantees may not return all your money.
No. There is no secondary market, and the bonds cannot be resold before the project repays at the end of its term.
No fee to invest or hold an account. Card payments cost 0.7%, bank transfers are free, and each withdrawal costs €1. Project owners pay Wevest 5% to 10% (before VAT) of the amount raised.
If a project fails, the guarantees set up for that deal are used, but they may not cover all your money, and you can lose part or all of it. Your cash waiting to be invested is held by Lemonway, separate from Wevest. No compensation scheme covers losses.
Wevest is based in Annecy and works with local property traders and developers. Every deal it names is in Savoie or Haute-Savoie, near Annecy and Geneva, so a downturn in that local market would hit all of them at once.
