Crowdfunding platform

Crowdfunding Platform - Homunity review

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Homunity is one of the leading Europen real estate investing platforms with 800 million invested and 9% average gross yield in 2025

Homunity - Risk and return review

Risk level i
Medium
In 12 years, observed risk costs is 2.4%, which relatively good result.
Return level i
High
9.10% Weighted average annual rate, and in 2025 Internal rate of return (net of risk) was more then 10% .
Risk Return Level i
Good
Total risk-adjusted returns are medium ~6.5%, yet in the last few years growing rates have increased it and are more then 9.5% in the last two years

Homunity - Returns and loss rates

Returns
fixed_interest: 9.10% 9.10% Weighted average annual rate and Internal rate of return (net of risk) 6.30%
Loss Rates
Annual risk cost observed: 2.40% Since the operation started in 2014 total Annual risk cost observed is 2.4%

Investment maturity

Platform offering investments from 12 months till 30 months.

Homunity – Platform statistics 2026

Information updated at: 01 Feb 2026
Number of investors 35557 investors
654 projects funded
849.4M EUR funded amount

Homunity – Pros & Cons

PROS
Wide offering
High returns 9.10% Weighted average annual rate
Relatively low risk cost 2.4%
CONS
High minimum investment ~1000 EUR
Platfrom available only in French

About Homunity

Homunity is a French real-estate investment platform that enables individual and professional investors to co-finance property development and other real estate projects via crowdfunding with minimum investments typically starting around €1,000. It focuses on carefully selected, audited real estate opportunities—often short- to medium-term propositions (around 12–36 months)—with target gross returns in the high single-digit to low double-digit range depending on risk and project specifics. In addition to traditional crowdfunding, Homunity offers access to SCPI (real estate funds) and other property investment formats to help diversify a real-estate-oriented portfolio.

The platform is regulated in France as a Prestataire de services de financement participatif (crowdfunding service provider) and operates under AMF supervision, aiming to maintain transparency and compliance for investors.

Homunity’s digital interface supports online subscription, project tracking, and performance reporting, but investors should be aware that these alternative real-estate investments carry risks including capital loss and liquidity constraints.

Regulation

License / Regulation: AS HOMUNITY is a crowdfunding service provider registered with the French Financial Markets Authority (AMF) under number FP-2023-31

Functionality

Autoinvest: No
Deal rating: No
Secondary market: No

For Investors

Limitations: Open to Europeans.
Minium investment: 1000 EUR

For Fund Seekers

Limitations: Open to Europeans.

Useful Information

What is Homunity?

Homunity is an online platform that facilitates real estate investment, allowing individuals to develop their wealth through various investment opportunities in the real estate sector.

How does Homunity work?

Homunity operates by providing investment opportunities in real estate through crowdfunding, allowing investors to participate with amounts as low as 1,000€. The platform also offers the option to buy shares in real estate funds (SCPI) for recurring income or to invest in rental properties selected by their team of analysts.

What distinguishes Homunity from traditional real estate investment avenues, and how does it ensure a simple, transparent, and rapid investment experience for its users?

Diverse Investment Options: Offers crowdfunding, SCPI, and direct investments in rental properties.
Rigorous Project Selection: Carefully selects real estate projects with detailed reports.
Personalized Guidance: Provides dedicated advisors and regular video conferences for investor support.
Transparent Experience: Ensures transparency in investment process and performance updates.
Zero Crowdfunding Entry Fees: Simplifies the investment process with no entry fees for crowdfunding, making it accessible and efficient.

What is Homunity default rate

The default rate for Homunity is reported to be 0%, indicating a strong track record of successful projects and a positive outlook for future investments with the platform.

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