DEMETRA LENDING – Platform statistics 2026
About DEMETRA LENDING
Demetra Lending has positioned itself as a leader in the impact investing sector in Italy, offering lending-based crowdfunding focused on high social and environmental impact real estate projects. With over €2.1 million raised, the platform funds projects such as pre-auction real estate acquisitions, real estate auction participation, and fast property acquisitions via instant buyers. Investors receive fixed returns on their loans, while the platform donates a portion of the generated profits to causes like housing for the homeless. Demetra Lending promotes rigorous project selection and is partnered with Lemonway, a European payment institution, for secure transactions
Regulation
License / Regulation: Licensed under European Crowdfunding Service Providers (ECSP) regulation
Functionality
For Investors
Useful Information
As with any lending-based crowdfunding platform, investors face the risk of project delays or borrower default. However, Demetra Lending boasts a 0% default rate to date, due to its rigorous project vetting. Another risk is liquidity, as there is no secondary market, meaning investors must wait until project completion to withdraw their funds. Nonetheless, the platform's focus on impact investing and its partnerships with secure payment providers mitigate many common risks
Demetra Lending connects real estate developers with investors who provide loans for projects with a high social or environmental impact. Investors choose from a range of real estate projects, each with detailed information about the impact and financial returns. Upon project completion, investors receive their initial investment along with interest payments. The platform primarily funds real estate operations, including pre-auction acquisitions, auction purchases, and quick property deals through its instant buyer process. Demetra Lending’s transparent process ensures that each transaction is carefully vetted
Demetra Lending offers debt-based investments, where investors lend money to fund socially impactful real estate projects. The investment model involves short to mid-term loans for real estate acquisitions, redevelopment, and sales. Investors earn a fixed annual return (up to 9%) based on the specific project. The platform targets real estate projects that promote sustainability, ethical redevelopment, and community enhancemen
