Kuflink is a UK-based peer-to-peer investment platform that connects individual investors with secured property and business loans, enabling participation in short-term, UK property-backed financing opportunities from as little as £500. It offers a range of products including Select Invest, Auto-Invest portfolios, and Innovative Finance ISAs (IF-ISAs), with target gross interest rates historically in the mid- to high-single-digit range depending on term and loan type.

Loans on the platform are typically secured by first legal charges on UK property, aiming to provide an added layer of collateral for investors, and Kuflink itself often co-invests in deals to align interests. The platform is authorised and regulated by the UK’s Financial Conduct Authority (FCA) as an online peer-to-peer service provider and is approved to manage IF-ISAs, which can offer tax-efficient interest earnings for UK investors.

Kuflink has built up a substantial loan book and operational history, with audited accounts and industry accolades underscoring its market presence. As with all alternative credit investments, risks include capital loss, reduced liquidity, and borrower default, so it is best suited for investors with a long-term perspective.