Welcome to the ultimate recap of the European alternative investing market! In this edition of our P2P platform news, we are diving deep into the most critical updates across the major peer-to-peer lending platforms. From high-yield reward campaigns you can still join, to massive funding milestones and new loan originators, here is everything you need to know to optimize your P2P portfolio. 🚀

🎁 Top Priority: Active Promotional, Bonus & Loyalty Programs

For investors looking to maximize their returns, several platforms are currently running lucrative reward campaigns and loyalty upgrades. These campaigns are still active, so there is time to grab these bonuses!

Lendermarket Cup Cashback Campaign 🏆 Lendermarket is currently running a massive tiered cashback campaign known as the Lendermarket Cup, which is active until July 19, 2026.

• The Reward: By depositing and investing fresh capital during the tournament period, you can automatically lock in up to 2.0% cashback.

• How it works: You need to opt-in via your Lendermarket dashboard, invest the funds, and refrain from withdrawals during the campaign. The bonus will be credited directly to your account by September 16, 2026.

• Bonus Stack: This stacks perfectly with the Lendermarket Referral Programme—if an invited friend deposits a minimum of €500, they trigger their tournament cashback, and both of you score a €75 fixed bonus.

Loanch Welcome Bonus & Upgraded Loyalty Program ☀️ Loanch has double the good news for both new and existing investors:

• Welcome Campaign (Ends July 25, 2026): New investors who register, deposit, and invest can receive a fixed €20 bonus. To qualify, you must deposit a minimum of €500 in total within 7 days of creating your Loanch account, maintain a minimum investment term of 60 days, and the bonus is paid automatically after the holding period. This can also be combined with their standard referral program, offering up to 1% cashback in your first 90 days.

• Loyalty Program Upgrade: On July 1, 2026, Loanch officially upgraded its Loyalty Program. They introduced two brand-new tiers: Iron (starting from a €3,000 portfolio) and Diamond (for portfolios of €80,000+). Furthermore, every existing loyalty tier now carries a higher additional interest rate than before.

📈 Platform Updates & Key Results

The P2P ecosystem has seen massive growth and important regulatory milestones over the past few weeks. Here is a rundown of the key metrics and platform enhancements across the market:

• Robocash Investment Robot : The platform reached an impressive €1.35 billion in funded loans by the close of Q2. Robocash also highlighted its new "One-click Portfolio," a fully automated investing feature that allows investors to build a diversified portfolio instantly without manual setup.

• PeerBerry : Growth is accelerating on PeerBerry, as the platform's outstanding portfolio reached an all-time high of €132.41 million, up from €116.34 million at the end of 2025. Since its launch, PeerBerry investors have funded over €3.42 billion in loans and earned more than €55.43 million in interest.

• Debitum : The platform crossed the €200 million invested milestone. Debitum's active loan portfolio has grown substantially from €8 million to more than €65 million over the past three years, driven by its regulated and transparent asset-backed approach.

• TWINO : In a major regulatory victory, TWINO received MiCA authorization from Latvijas Banka. This highly sought-after license allows TWINO to legally provide crypto-asset services under the EU's Markets in Crypto-Assets regulation, paving the way for regulated digital asset investments.

• LANDE : The agricultural crowdfunding platform published its 2025 audited financial results, showcasing profitable growth. LANDE has now financed more than €60 million for European farmers, including over €30 million in Latvia alone, and is actively expanding its footprint in Romania, Lithuania, and Poland.

• Loanch : June brought a strong growth wave, with new investments increasing by 8.34% to reach +€7.95M, bringing total platform investments to €95.37M across 15,250 investors. The platform also implemented a technical update allowing for faster deposit processing—now clearing within 24 hours when using a specific payment reference. Additionally, Loanch completed a "Compensation Restart," successfully crediting over €10,000 to users affected by a previous payment provider issue.

• InSoil : The climate-impact agricultural lender secured a massive €120 million credit facility from Pollen Street Capital , backed by the European Investment Fund (EIF), to scale its operations and close the agri-SME financing gap across its network of 3,500+ partnered SMEs.

• VIAINVEST : June 2026 performance numbers are in, showing strong investor activity with €14.3 million in funded loans and €581,000 paid out in interest.

• Mintos : As the platform evolves into a broader financial ecosystem, its leadership team shared plans in pursuit of a full banking license during the Investoru Festivals 2026.

• Esketit & nectaro : Both platforms continue to champion automated investing. Esketit highlighted its intuitive user profile designed for highly efficient auto-deploy fund allocation, while Nectaro leadership presented industry insights on putting money to work on autopilot.

🏦 Loan Originators & Microfinance Partners Updates

P2P platforms are actively expanding their global reach with new, high-yield loan originators.

• PeerBerry Global Expansion: PeerBerry added Credit365 AU, introducing Australian short-term loans yielding an 8.5% annual return. Shortly after, they added TuParcero from Colombia, offering double-secured short-term loans with a 10% annual return. Both originators are secured by buyback and group guarantees.

• Loanch Integrates Ahapay : Loanch officially onboarded AhaPay, a Kuala Lumpur-based Buy Now, Pay Later (BNPL) fintech. This integration provides investors exposure to the growing Malaysian market, offering returns up to 11% p.a. with structured portfolio buyback arrangements.

• Esketit Lender Performance: Esketit shared stellar performance updates from its loan originators. Nimbura (Malaysia) reached profitability within just 4 months of launch, hitting over $1,000,000 in monthly revenue in May while cutting expected losses by 50%. Spanda Capital successfully recovered €1.2M in Q1 2026, repaying €2.7M in principal to investors. Jet Finance increased total assets to nearly KZT 72.9B, and Mojo Capital expanded its portfolio to €12.9M with a net profit of €388K.

---

📩🔥 Don’t Miss the Next Opportunities

👉 Subscribe to our newsletter to stay ahead and never miss updates not only on Peer tp peer platfroms investing, but also renewable energy 🌱, startup investing 🚀,real estate, SME loans 💸 and more.

👉 And if you are ready to start investing in these assets, explore Crowdinform.com for the complete list of investment platforms and top projects across Europe 🌍.